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    • Documents finally arrived today from PRA group.  New day have sent me lots of paperwork, copies of default letters and statements, print out of what looks like a CCA that would have been completed on online, IP address as signature.  This debt is not too old, so possible this is the true copy of agreement ?  Not sure what my defence would be beyond irresponsible lending. 
    • pers i wouldn't.. all you need to know is in the posts of that thread....that being section 127(3) of the CCA refers. if under a CCA return, the 'creditor' claims its a recon, it must not contain any details like a sig, tickbox, or typed name (whether you signed physically or by online tickbox) 1. those are not necessary in a recon, so why inc them? (faked??) 2, it cant thus be a recon!!, it must be a copy of the 'original' from the original creditor, not from a debt buyers filing cabinet. they shouldn't not be 'mixing' some original docs from the OC with crap from their filing cabinet, claiming its ALL a recon! because some of it is faked. just remember there are far more docs like NOA and a DN that are as equally important to a court claim of 'this debt is enforceable'. never rely solely upon the dodgy agreement argument.
    • i have clarified your thread title and your post to make it easier to understand. if you have their engineers report, thats good enough. it will be their decision to repair, refund or replace. but they must under CRA do one of the above. to date how have you been in contacting the manu?  
    • Thank you both, I will make those changes. I have also downloaded the compensation list to add to the evidence and complete the protection bit off their website.  I am going to court next Thursday to deliver the bundle; I will confirm this on Tuesday. I have been to court a few times to represent the military when a soldier is in court, but I will be going. Thank you for all the additional advice. Once I have the whole bundle, I will email it to the admin email. Ill be honest, this is not about the money for me, I do not mind losing that, so I will not be signing a confidentiality agreement.   You guys are amazing
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PC World Carrickmines- New Camera but used/damaged **WON VIA CEO EMAIL**


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Hello there,

 

Yesterday I made a reservation for collection of a camera in store.

When I arrived at the store, lady at reception went to get the camera for me.

I paid for it and left the store.

 

When I got home, I realized that the box was already teared up,

which I have photos of,

and which is even more weird,

the camera was damaged.

 

This is obviously a product that has been used either as showcase in store or returned by a customer.

I can’t believe that they're selling used and damaged products as brand new, and trying to get away with it.

 

I sent them an email with my complaint and received a call today.

Lady on the phone was extremely rude,

and she told me that the product was probably returned by other customer,

and she said it like it's the most normal thing in the world to put that product back on the shelf and sell it as brand new.

 

I asked them to send me a brand new camera instead,

so I don't have to drive again for 2 hours and ask for a refund or new camera,

which they refused,

saying that they can't do that because they're a big store and they have rules :!:

 

After a minute of talking,

she yelled at me in an extremely rude way "Goodbye" in the middle of conversation and hang up the phone.

They're not responding to my emails and are ignoring the matter.

Camera value is 79.99e.

 

I'm wondering what you guys think is the best way to approach this,

it's not just about the camera,

or driving back again

- it's about them getting away with doing things like that just because they're a giant chain store,

and acting that way,

like I did something wrong.

 

Worst customer experience I've ever had, by far - both in store and via the phone.

 

I'm just wondering what rights do I have because I would like to file a complaint or even go to the papers with the story,

 

I'll do whatever I can.

 

Thanks in advance

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name and shame

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well you've been invited to name them and you still haven't done so. I think that would be a good starting place.

 

After that, read our customer services guide and implement the advice there and then have further telephone calls. The conversation that you had was extremely useful but I expect that you don't have any evidence of it.

 

Tell us a bit more about the damage that you found on the camera. In any event, if it is damaged then under the Consumer Rights Act you are entitled to reject the camera within 30 days of having bought it on the basis that it is defective and you are entitled to insist on a refund.

 

Tell us who you are dealing with. Tell us about the damage. Write them a letter formally rejecting the camera under the Consumer Rights Act on the basis that it is defective.

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Thanks @BankFodder, appreciate the info.

 

Sorry about not naming them, I guess I thought that since this is a sub-forum called PcWorld, it would be obvious. Store is in Carrickmines, PcWorld.

I am aware that I can get a refund, I know I'm getting one. But just getting a refund is not what I'm after. That means they're getting away with it.

 

And not even to mention how rude that lady on the phone was.

 

About the damage, camera has deep scratches on its plastic on four different places, plus other minor signs of usage. It looks like it was used for at least one year.

 

I'll read the guide, thanks again.

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oh god no I thought you'd simply posted in the most likely forum.

 

doesn't surprise me.

 

email this story to the CEO .

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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About the damage, camera has deep scratches on its plastic on four different places, plus other minor signs of usage. It looks like it was used for at least one year.

 

Many digital cameras keep a count of how many times pictures were snapped. Have a read of the manual or have a search of the internet for which menu option you need to select.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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Unfortunately you will have to return it to the store at some point

 

I would be making it clear in your letter to the CEO that this item is clearly second hand and therefore you are entitled to recalim your reasonable expenses to return the item such as petrol money, bus fare/train fare.

 

If you calculate what the cost of public transport would be then they are more likely to agree even if you do drive there.

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Just an update on this,

after listening to your advice I sent an email to CEO.

 

Next morning I received four emails with genuine apologies and promise that they will greatly improve customer service provided in Carrickmines, which to be honest, was my intention.

 

Not the camera, or the value.

 

They are also delivering a replacement camera to my address.

 

Thanks for the advice guys, and I'm happy to see that tables have turned. :)

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