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Just received this email - No post - no phone calls yet (touch wood)- for unsecured credit card debt - not sure how much as there were a few cards and i don't know which one this is for - the max would be £8000, a couple of others with smaller amts

 

"It has come to our attention that you are currently residing overseas. Please be advised that your accounts held with Credit Corp remain outstanding and continue to accrue interest while under review for outsourcing to local recovery agent for collections in the UK. It is our intention to work with you to bring this matter to a suitable outcome. Please contact me by return email, or on my direct line +61 7 3422 6676 to outline your intentions towards these matters.

 

If you are unable to pay the accounts in full, we would like to extend the opportunity for an ongoing repayment arrangement for the above matters. This represents an opportunity for you to start repaying the above amounts at an affordable rate based on your current income.

 

Please be aware that should this matter remain unresolved, Credit Corp reserves the right to outsource the account.

 

Please contact me on +61 7 3422 6676 or reply to this email, to discuss a mutually agreeable resolution aligned with your current circumstances.

 

Yours faithfully,"

 

 

Questions - I've read lots and lots of differing opinions, what i really need to know is:

 

Im guessing i'm going to get contact from Severndrakes, can they enforce this Australian debt to the point where it becomes a CCJ or a negative entry on my credit report if i don't pay?

 

I've read cases of them calling your work - how on earth do they get their number to call??

 

My plan is to ignore and I've set up an email rule to automatically reply with an undeliverable message!

Edited by chunkycr
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If they are not even quoting the account number and debt amount....safe to ignore...phishing.

 

Andy

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ignore the fleecers!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you :-) The email just had a reference number in the subject line

 

And that reference number means nothing to you ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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And that reference number means nothing to you ?

 

Absolutely nothing - Its' 2 letters & 7 numbers - the letters do not link to anything - they're not the initials of the credit card company/bank nor are they my initials, the number is not that of any of my accounts, my date of birth, phone number, postcode or anything

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sounds like a CCJ ref number!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Have you checked the CCJ trust to see if you have a County Court Judgment ?

 

https://www.trustonline.org.uk/

 

There is a small fee

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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