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Lowell pre legal assessment three mobile debt


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Acting on behalf of a friend for this

 

I believe this is second or third “pre legal” letter she’s received ref this

 

It’s an old mobile phone debt to three mobile for the sum of £542. It’s at least a few years old now

 

She suffers hugely with mental health issues and cannot manage any sort of budgeting, this is done by her partner whom I’m friends with. He’s finally come clean about this letter and is panicking now due to the word legal being in the letter

 

It states they are deciding to transfer it to solicitors to recover it

 

Then goes on to say if legal action is taken and then lists the process

 

Anything I can do to help under the mental health act to get this gone?

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has she moved since taking this contract out?

 

unless it says letter of claim

or

letter before action

you don't do anything.

its a phishing letter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if shes moved

then you need to send the prove it letter

else they'll file a CCJ to her old address

same for any other debts

never run away..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

nope prove it.

no consumer credit agreement on phones

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

nope prove it.

no consumer credit agreement on phones

 

I really need to refresh myself with all these now. Looking back over old posts

Of mine I gave tons of advice of which I can’t remember any of it ie CCA,SAR etc

 

Have a link for a prove it letter?

 

Also made a little donation

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in the debt collection section of our library

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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