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    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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Pinnacle property management/Bretherons sols- used all my payment against costs for failed court case - at it again!!


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I’m getting so stressed over this.

 

My property management company are absolute swines.

 

They lost 2 payments I made to them totalling £120.00 ( 2x £60.00 payments)

 

I have given them evidence of the payments from my bank and they got every other payment.

They have added circa 800 in interest and fees.

 

They took it to court last year .

I defended gave courts all the evidence and it was struck out.

The courts also offered us costs which we didn’t pursue.

 

They have now instructed a solicitor to try and pursue this money .

I have given the Solicitors a copy of the court order

now the solicitor has sent through a statement saying that this is separate debt and it’s gone up to nearly 1200.

 

What appears to have happened is the property management company have diverted my payments against the interest charges and court costs and they are now saying I haven’t paid for 4 years

 

I’m so stressed and don’t know what to do. I’m crying and so stressed over this

 

Can anyone help

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they cannot divert your payments to any the court costs or legal fees when they lost the case.

they should have been removed from your bills.

 

so likewise they cant add interest to those legal/sols fees sum nor can they latterly add additional penalty fees that are as a result of them mis-directing your payment.

 

name and shame please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Company are called Pinnacle and the Solicitors are called Bretherons. I’m so upset but I had a feeling they are just lying.

 

They are threatening legal action again and I presume I just fight it again or are they within their rights to go back to court

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no they cant if all what they have used your payments for was a failed court case

their charges/fees or whatever in relation to the failed case should have been removed - the case was dismissed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Unfortunately you need to follow the complaint procedure.

 

Start by writing a formal complaint to the MC and the solicitor firm and attach the court order highlighting that their costs belong to them, not to you.

 

They lost in court, so they pay for their own costs.

 

Whatever they reply or if they don't reply within 8 weeks, report the MC to the housing ombudsman and the solicitor to the SRA.

 

That should get their attention.

 

Most importantly stay off the phone and communicate only in writing.

 

If they call you don't answer or tell them to write to you and put the phone down.

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  • 1 month later...

Heard back from ombudsman today, They won’t act as there was a court order issued already saying we don’t owe the money. They said I have to take legal action as they have refused to comply with a court order.

 

I’m at a loss as they are blocking my house sale unless I pay this money I don’t owe and I cannot afford a solicitor

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how can they block the sale

under what law?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They have to send a pack to the convencying solicitor and agreeing to the sale as per the terms of the leasehold element.

 

They are refusing to do that unless we pay

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you have been advised so take court action against the bandits.

 

they will then have to either stop being stupid or pay dearly and that can be as much as the value of your lost sale.

 

Dont forget to include the monies they have unlawfully retained as a starting point

Edited by dx100uk
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I am now, it’s lunacy. Unfortunately due to the amounts involved it’s going to cost more in the long run to take the court action however we should be able to recoup some of the costs back

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Surprise surprise solicitor wrote to them yesterday and copied in letter via email to them.

 

Woke up to an email response to solicitor and me saying sales pack has issued to convencying solicitor.

 

No mention of the money though

Edited by dx100uk
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