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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Late licensing penalty


Mrfixit
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Hi,

 

September last year, I returned my vehicle to the finance company under a voluntary termination. The following day, I filled out and posted the green slip from the V5 to dvla.

 

A couple of months later, I received a letter from them saying I owed £40 fine and outstanding road tax for not taxing the vehicle.

 

I wrote to them appealing, I sent a copy of the paperwork from the finance company showing the change of ownership, and I told them I'd sent the slip via 1st class post.

 

They refused the appeal, saying that I should have received a confirmation slip, and if I hadn't, it was up to me to get back in touch with them.

 

I've trawled forums and Google, but can't really find the info on how to proceed.

 

The trouble is, DVLA say that any further correspondence from me regarding this penalty will be placed on file without response, and I've tried discussing the issue on the phone but they refuse to cooperate.

 

I've now received a request for payment from a DCA.

 

Cheers

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well you totally ignore the dca

they are NOT BAILIFFS

and have

ZERO legal powers on any debt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for your reply.

 

I know to ignore the Dca.... I've read up and researched as much as I can.

 

The issue is I'm at a loss as to how to proceed with this dispute. Do I have any hope or should I give in and pay the fine and tax?

 

I can't even fathom a way of communicating with DVLA 😕

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Once I received the penalty notice, I wrote to them to say I intend to appeal.

 

They sent me a form out which I filled in.

 

I stated that I filled out the green slip from the v5 the following day and sent it via 1st class post.

 

I also stated that according to the dvla website, this was all that was required from me and that I am under no obligation to await a confirmation slip from them.

 

They responded by saying they could see no reason to withdraw the penalty, and that any further correspondence from them will be placed on file without response.

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I stated that I filled out the green slip from the v5 the following day and sent it via 1st class post.

 

 

 

If it was the green V5C/2 part of the V5C that you sent, that could be the problem (that is given to the new keeper in a private transaction).

You should have sent the yellow V5C/3 'Transferred to the trade' part.

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Hi,

 

Sorry I'm getting my wires crossed.... I meant yellow slip (used to sending a green one)

 

The guy handed it to me out of the v5 when he picked the car up.

 

DVLA are saying they didn't receive my notification at all.

 

I did also send them a copy of the collection paperwork indicating the transfer date when I appealed.... But to no avail.

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I had a similar thing from the DVLA a couple of years ago.

 

I wrote to them saying that I'd fulfilled my obligations, and that if they or Royal Mail had lost the mail, that wasn't my problem and that they could jog on if they thought that I was paying any kind of penalty to them or their pet DCA.

 

Never heard another word.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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If the DVLA can ignore you, then it's only fair that you can ignore them.

 

I'd do absolutely nothing. :evil:

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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