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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Virgin Media - Trespass?


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After receiving a Wayleave letter from Virgin Media out of the blue and neighbours not having the decency to discuss with me first, I denied access and did not sign the Wayleave.

 

I just returned home to find one of their contracted engineers on my property, who had lifted drain covers and laid cables in the drain along the length of my property.

 

I'm really annoyed that they would just walk onto my property and install cables without permission. What are my options please? Any advice welcome

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They asked me to sign an access agreement which I did not sign. I emailed them the following.

 

"With regard to your recent letter…undated. As owner of this property, I do not wish to have cables or ducting running over or under my property and will not grant permission for such an undertaking.

 

Please do not contact me further regarding this matter"

 

In essence they needed permission to be on my property which I denied.

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That doesn't answer the question.

 

But I sounds like its not a stat wayleave.

 

Write to them, not email, registered saying they have 14 days to remove the cable or you will commence legal proceedings. Put a big red title at the top.. Letter before action.

 

 

However I do advise for you not to remove or dig up the cable yourself or "accidentally" cut it with a spade. This could lead to a prosecution

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You can ask them to compensate you for the trespass and to remove the offending cabling. You can issue a court claim to achieve this if they refuse.

 

What I’m unsure of is if you are entitled to “self-help” and if you can just remove the cabling yourself (making it clear they can come and collect their cable).

It wouldn’t be theft if you weren’t intending to keep the cable, but you might want to be sure it isn’t criminal damage to do so.

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Did you specifically deny access on the form & return, or just did not return the form?

 

I did not return the form as it was an online signature required, which I obviously did not sign. The email to them was just out of courtesy and they replied asking which house the installation was at.

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Will a court enforce the trespass and give damages rather than mandate the removal of the cabling?

Is there applicable judicial guidance claimants can respectfully draw to the court’s attention or is it the “judicial lottery” (dependant on the judge, on the day)

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the property might be yours but the underground drain is not esp if it serves other properties

the water company would have given perm for them to lay their cables in them ?

so don't go removing them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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really, that's a bit silly of them then.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Follow the advice above. Only sent the letter advised if you are fully willing to go through full court action. They recieve hundreds of threats of legal action, very few ever go to court, so they will call your bluff.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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On the basis of what you say, you have an excellent chance of success.

 

Is the trespass merely that they came onto your property to let the cable – or is the cable itself trespassing on your property as well?

 

If the cable itself is trespassing then that means that not only was there a trespass in order to install it but there is a continuing trespass and in terms of damages that becomes more interesting.

 

Trespass damages would be awarded under two heads. Firstly to compensate for any damage/losses. Secondly to remedy the insult of the trespass.

 

I haven't heard you talk about any damage so far so I would expect that this head of loss would be quite minimal. Maybe even a nominal £1. The second head of damage is far more interesting and you need to think carefully about what you are going to ask.

 

In any event, you shouldn't bring a legal action unless you know what it is you are asking for and you can justify it.

 

Maybe you can tell us a bit more about the trespass and maybe put up some pictures in PDF format please

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cable is trespassing.

 

Your problem is that the judge may decide on a sum to compensate you for this and the cable stays.

 

You will have to consider what alternatives Virgin have in the routing of their cable.

 

If it is a straightforward digging up the pavement then yes, they will be expected to remove the offending wirework and place it where they have statutory permission.

 

If there is no real alternative then you will be given a cheque as quantum for the damages.

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Thread tidied

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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your pictures dont really show where the cable ends up and certainly give no indication of any alternative route. We take it as read that it is going from a public highway at the front of your property but where does it end up. Are those other houses behind yours that have access over the driveway for example.

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No.3 shows where the cable begins from under next door's property. The trunking for that was installed many years before I moved into the property. It then goes along the drain over my driveway to the garden next door pic no.3. I'm not concerned about an alternative route as long as it isn't over my property. The tarmaced piece at the end of my patio and drive is communal and owned by all three houses, mine included.

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One thing you need to decide here is what you want the end result to be, If it is complete removal of the cable from your property then think how that is going to impact on your neighbour

 

How well do you get on with your neighbour, If you get on with them and have a good relationship with them, That could all change once their services have been stopped because you objected to their service crossing your boundary

 

Years ago i had neighbours that we didn't get on with and its not pleasant, I really like having good neigbours that all get along now

 

If my neighbours needed a cable crossing under my property to get a service, I would do it without hesitation

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I did get on with the them fine,

but the fact they didn't even ask if it was ok and discuss it with me says it all really.

 

why should I give a damn about what they want?

May sound a bit harsh..

.but I think it's downright rude what they have done.

 

I intend having the cable removed.

They had TV and telephone before this installation..

.it just wasn't with Virgin Media.

 

What riles me the most is some big corporate thinking they can just do what they want on a property they don't even own.

I own my home outright and worked hard to pay for it...Virgin Media didn't.

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