Jump to content


  • Tweets

  • Posts

    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
    • I would say You should accept it - I HIGHLY doubt you will  be able to claim for letters at trial ans they’re offering you that, which is higher monetary value than interest.   Also they raise a good point, getting interest at anything above 4% is lucky these days, yes judges give it, but rarily above 4%   Also you might find depending on the judge  you don’t get some costs if you take it all the way over £7.40 when court woukdnt award letters costs and thus meaning their award would be less than evris offer which was made    Up to you though but the wait will be 3-4mo for a trial date at least
    • Hi Folks, Been 162 days! Just by way of update. Today I received a text from Opos Ltd so no doubt Capquest are renting the debt out to anybody who fancies a nibble. Safe to say I will not be responding.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Fit for it hybrid gym fees - now Harlands CRS chasing


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2109 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi.

 

Just needing some guidence on CRS on behalf of the Harlands gym.

 

Cancelled the gym membership after 6 months

i personally thought id taken it out for a 3 months time scale as i was told its for how long you want it too be not like other gyms!!!

I was wanting a gym based more on classes as i got married in Aug 17.

Cancelled with the bank as i was having personal issues

 

it wasnt until i had to look at my bank account realised i was still paying for the gym as i thought id got it for the 3 months

sounds a lame excuse i know

have been told i owe them 342.00.

 

Well ok then the contract i signed was for 12 months and i have paid 6 months at 29.00 a month

i worked it out for about 174 .00

but they have put costs etc on.

 

Having rang and explained they have been really rude and condescending.

They have apparently sent me letters and also monthly statements of what i have paid to my address i can honestly say i have never received

CRS says i need to have a word with Royal Mail as obviously i am not getting my post through their service.

 

I receive my bank statements and overseas parcels so really not sure why i havent revieved their letters.

 

I am more than willing to fight this

im worried the affect it will have on my credit rating as im looking at changing my mortgage

i dont want this to have an impact while im still trying resolve this.

 

At the moment they are just rude people who speak to me like im a low life.

 

Feeling worried and scratching my head

whats the best course of action

as obviously i signed up for the 12 months

which is now my words against theirs

 

but no way am i paying 340 odd pound.

Link to post
Share on other sites

Hi just after some advice

 

i can see this company has appeared over a year ago on here

found this site while searching for this company.

 

i cancelled my DD to the gym after paying for 6 months.

 

I did this as my personal circumstances had changed and i thought i had signed up for 3 months,

as i was introduced to this gym as i wanted to shake some pounds off for my wedding in August last year.

 

I went to Fit for it hybrid gym for a week

a tester

i already attending a gym but was looking for classes and did not another normal gym!!

They had an offer which was just for 3 months which is what i wanted.

 

Long story short

i actually signed the contract for 12 months

now i have been faced with a 342.00 debt for doing so.

 

I never had a copy of this and had to ask this debt agency to send me the copy as i didnt have one.

 

I am not trying to get out of paying whats left owing

but i feel 342.00 is atrocious.

 

After ringing this company i have spoken to 2 guys who was rude and unhelpful and told me that they have sent letters to my address and so has the gym

i have never received these and also a mandate for my DD

i never received that either

 

one of the guys told me i needed to speak to Royal Mail as they are obviously breaching their service by not delivering my mail.

 

I then said well i receive parcels from oversees and bank statements and junk mail

i find it strange i never received your mail.

 

My main worry is that i am wanting to change my mortgage this year and this will have an impact on my credit score and i have visions off the high court enforcement knocking at my door ( yep i watch these on tv)

 

i do want to resolve this

but i feel that the amount they are asking for is ridiculous and unfair,

but then the longer i stick my heels in the bigger affect its having on my credit rating.

 

Sorry i know this is an old subject but its happening to me now:

Link to post
Share on other sites

right firstly STOP USING THE PHONE IGNORE BLOCK/THE CALLS AND TEXTS.

 

2nd Gyms don't use the courts

and anyway

HCEO only come IF you lose a claim.

well as they don't do court forget that ok?

 

and also forget it ever appearing on credit files

again that doesn't ever happen.

 

now on to your problem

 

sounds like to me you over paid by many months when you never even were able to go?

what was you reason for cancelling

not that it makes any odds.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi.

financial/personal reasons

yes was told not not to contact them

but they either email me or leave a text message

 

was quite worrying at first as i was totally unaware about this debt.

 

I have never received any correspondence through the post from them

 

but yes i obviously signed a 12 month contract

 

i now feel i was pushed into it.

 

My word against them i know

 

just worried about the credit score as i think the next course of action from them will be the court action.

Link to post
Share on other sites

so you didn't read my post then?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

just worried about the credit score as i think the next course of action from them will be the court action.

 

Ha ha ha ha, Credit Score AND court action, in the same sentence no less!

 

I'll eat this keyboard if they even 'mention' marking your credit files.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Ha ha ha ha, Credit Score AND court action, in the same sentence no less!

 

I'll eat this keyboard if they even 'mention' marking your credit files.

 

id usually just think sod it!!!

 

But its the fact im changing my mortgage that worries me.

 

Just my luck it would flag up and i would be like crap!!!

 

My hubby wouldnt be very pleased but its the fact they have doubled what i owe i will ignore them from now on and update on here just in case anyone else has problems it seems they are known for it.

Link to post
Share on other sites

Yes i read your post!!!???

 

then why are you still worried about mortgage and credit score then?

 

what was your reason for cancelling not paying

you indicate there was one regardless to just cancelling the dd ..

 

did this as my personal circumstances had changed

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Sorry not sure what your getting at!!!

 

I already have a mortgage we will hopefully be moving so then when we look at our mortgage deals they usually do credit checks and what i dont want to happen is ohhh yes you have CRS on your credit file due to this gym subscription!

 

My circumstances changed

i got married also had a procedure

was unable to go to the gym for about 6 weeks.

 

when i changed my bank account over thats when i still noticed i was paying for the gym so cancelled it thinking i would be ok as i thought i had paid more than 3 months and wasnt intending of going back

 

i didnt hear anything until Jan 2nd when i had a txt message to ring them urgently.

That was my personal reason why i cancelled

but obviously that is irrelevant

when i have taken out a 12 month contract

 

hence me enquiring on here for any guidance

as i had seen previous posts from a year ago.

 

Some say to ignore there threats

but when there could be a chance of it impacting your credit score its pretty scary.

 

I have requested a copy of my credit file and i cannot see it on there as yet.!

Link to post
Share on other sites

what part of post 3 about these never appearing on credit files are you not understanding??

THEY DONT SHOW.

 

you medical procedure is a perfect excuse

and it makes no odds you thought it was 3mts

and

that you signed up for 12mts. that totally irrelevant.

 

pers id be getting on to my bank and reclaiming all the DD'd upto the month after your procedure..

using the DD guarantee reclaim scheme

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Gyms DO NOT affect your credit file, it ISN'T a credit agreement, so you can bury that myth.

It will NEVER show on your credit file because gyms don't offer credit.

 

As for any mention of court or CCJ's, you can laugh at them and ignore them.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

what part of post 3 about these never appearing on credit files are you not understanding??

THEY DONT SHOW.

 

you medical procedure is a perfect excuse

and it makes no odds you thought it was 3mts

and

that you signed up for 12mts. that totally irrelevant.

 

pers id be getting on to my bank and reclaiming all the DD'd upto the month after your procedure..

using the DD guarantee reclaim scheme

 

 

i believe you then

im not totally naive

i know they havent given me anything on credit so yes how can it show.

 

But on another site prior to me finding this i saw a guy say it had affected so was just looking for reassurance thats all!!

 

Mmmm thats something to think about reclaiming the DD back from when i had my procedure.

Im sure they will be lots applying to gyms this month i will not be doing this again

Link to post
Share on other sites

Hi Lola and welcome to CAG

 

We've been dealing with gym cases for more than 10 years and we KNOW how they work.

 

No one has had a gym m/ship reported on credit files since the 2011 High Court case of The OFT -v- AMSL.

 

Personally I would NOT reclaim the DD's paid beyond 3 months unless you have an agreement showing you signed for only 3 months m/ship.

 

But I would now ignore all comm'ns from Harlands/CRS and Zinc.

 

They'll do nothing apart from send "scary" threatening letters demanding increasing amounts.

 

There are 100's of threads here that all confirm this to be true. Start reading .................

 

:-)

Edited by slick132

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi

thankyou so much for your help and advice

im not that naive but i was just a bit scared with how they are emailing and sending messages to ring them ASAP

 

i found this group while searching Harlands and yes so all the previous posts/threads on this gym

i did think just ignore them

 

i was willing to pay the previous 6 months but now i have seen what you guys have put on in here i am just going ignore them.

As i know i will probably get more emails with court.

I was just dubious as i am changing my mortgage and i didnt want it to flash up on my credit file.

 

Seeing as this is an alleged credit company.( CRS)

thats why i wanted some reassurance that it does not.

 

Even though i havent received anything on credit as such

but you can never be sure what these can and cannot do.

 

I will keep you informed of any more issues i have.

 

Thanks everyone as i feel better now talking to you guys.

Link to post
Share on other sites

Seeing as this is an alleged credit company.( CRS)

 

no its not...where are you getting that idea from?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I was saying it all tongue in cheek should have put in brackets not!!( a legit company)

 

Like i said i enquired on here as i had seen previous posts.

 

But when you get txt messages saying to contact this number urgently and see that they claim to be a credit agency freaks you out a bit

so thanks for the advice i intend to ignore.

 

Needless to say i have received another email responding to an email i made yesterday morning before i found you guys and again its very abrupt and rude.

 

I will be ignoring future correspendence and have marked it as spam.

Link to post
Share on other sites

I think you are confusing whatever you think is a credit agency [no such thing!!]

 

with a debt collection agency [DCA]

 

....whom are ALL totally powerless and are NOT bailiffs on any type of debt.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Lola,

 

The bottom line for you is IGNORE demands by email, letter, phone and text. Also ignore requests that you contact anyone.

 

Keep a log of all types of comm'n from them in case you need to complain of harassment.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • 5 months later...

Hi

i know this is a 2 year old post but been trying to find an up to date One think i wrote one back in Jan.

 

again its about the Harlands gym which i thought i had only took a contract out for 3 months to cover my wedding( trying to keep slim) anyway when i cancelked after 4 months me thinking i had pay over by a month.

 

Have been issued with a bill for 335.00!!! For a whole year im regusing as i know i didnt it it out for so ling this is from April 17

 

well since cancelling last oct i have had letters from CRS and today a call from the Zinc group saying they are a debt collection agency working on behalf of Harlands.

 

Obviously its the gym membership because i refused to give any of my personal details out over the phone they terminated the call and will be sending a letter to me with the info of the debt

 

what do i do as i am in the progress of selling my house and getting another mortgage im worried now that this could affect my credit scoring

 

i feel conned now as i only wanted a 3 month subscription. What do i do????

Edited by slick132
Spacing added !!
Link to post
Share on other sites

Post added to your old thread - bookmark it so you can find it again :wink:

 

I'll add spacing so I can read the post too - please use spacing or it's harder to read.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

What do you do ....... NOTHING !

 

Zinc will drop it as soon as they realise you're ignoring them, their calls and their letters.

 

This will affect nothing as it cannot affect your credit rating.

 

Read other threads here - we repeat the same thing over and over.

 

When Zinc pass it back to CRS, ignore their begging letters again but keep a note (or a log with time and date) of all forms of contact in case you need to complain about harassment.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

You already know the answer!!

 

IGNORE

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...