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    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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civil service pension


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Hi

i,m trying to get a calculation for my csps pension

i have contacted them with these figures that i have

 

classic pension scheme for 7 years value £1956 per annum plus lump sum

 

premium pension scheme for 5 years 130 days value £2902

 

The change in pension schemes was because i left and returned to the same job role but had to join the newer premium scheme

 

In total my total number of years in service was 12 years 130 days on pensionable earnings of £29,215

 

The figure ive been quoted by the csps is £3005 per annum which i think is wrong by my calculations it should be £4858

 

ive asked to see the formula used and figures they have used to come up with this figure

 

Is it possible to SAR the csps to see what information they have

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Yes. SAR them.

 

You will need to look at the rules applicable at the time

so you can see whether the break in service means the first lot of pension is frozen

or whether it is bundled together for determining year of PENSIONABLE service as this is different from actual service.

 

The Pensions Advisory Service may be able to answer that point and then you will know the answer to what is the correct amount

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  • 6 months later...

Just an update my union (POA) submitted a internal complaint on my behalf

Due to the administrators of the fund being changed my old and newer pensions were not amalgamated they are now and it's sorted

However the length of time taken for any response is incredibly long

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Absolute joke mate everything takes so long

 

No matter how many times over the last 3 years I explained it to them they just kept sending me a statement for the second part of my service no mention of the first part

 

The poa put in an internal dispute with them and it was sorted 40 days later telling me that they had found the first classic pension part and that they would recalculate the award that then took another 40 days after numerous ignored emails

 

I started getting it sorted early as I'm not 60 till next year but it just goes to show you have to be on the ball with them

 

A friend of mine worked for the nhs for thirty years when he asked about his pension the pension department had never heard of him

 

luckily for him he'd kept every wage slip with his pension contributions on that's what made me decide to check mine sooner rather than later

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Old cogger prison service is worked out on final salary scheme the old classic from my first part of service is worked out on 1/80 th per year with a lump sum of 3x yearly pension

The second part of service is premium pension which 1/60 th per year with no lump sum obviously index linked

The contribution was into a widows and orphans fund I can't really remember how much possibly about 36/40 a month

Which can be claimed back if you never married which unfortunately I did

I was granted a voluntary early departure about 4 years ago when my goal closed

So the new scheme which has a high contribution didn't apply to me

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No I was with a large department store, but take overs etc changed pension rights and schemes all the time, inevitably I lost out, although some adjustment was made in the end after I was unfairly dismissed (sometime after) the old story corporation take over and then put their own managers in and discard the loyal ones from years!, but % ages were being thrown around against years & income, I was sold short but some adjustment after a hell of a fuss! and that was 12+ years service = but as usual seem to loose out from original scheme, so even I lost in the mathematics being thrown around at the time. Alpha n Omega

:mad2::-x:jaw::sad:
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Sorry to hear that inevitably new schemes are never as good as the old one hence why they implement them

Mine had a better ratio % to years but the lump sum was removed

But when I joined it was part of my remuneration package the wages were decent when you progressed through the incremental pay scale but the **** I had to put up with pays off with the pension but sadly the new starts won't get the same pension

Which is probably why they let me take VEDS

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