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been paying Gregory Pennington 12yrs now


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cash cow debts nicely showing out now

how much is that wiped out now?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no don't bother let it run

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

all out of time then...

the list of cash cowed accounts must be growing too then..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 6 months later...

Received a letter from moorcroft today who have been asked by arrow global Guernsey to take over the administrator of your account

 

I've never heard of arrow but judging by the balance of £255 it's a debt that was held by national collections office

 

This is the first I've heard of this debt since I stopped paying them all last November

I've been sending a CCA request to creditors as the letters arrive

 

Should I send a CCA request to Moorcroft or to Arrow as I've read on here that moorcroft don't buy debt they just try to collect for there clients

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Always the owner..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Another letter from moorcroft today sorry we have not heard from you we may be able to offer you a discount

No response on the signed credit agreement sent to Arrow on the 22nd Sept regarding this looks like this ones coming out of the milking parlour

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Quick update received reply from credit security Ltd reference CCA request

 

We are unable to action the enclosed as we are no longer instructed in this matter

Please forward all payments to debt managers --Next

We apologise for the inconvenience

They have returned the postal order

 

Had a letter today from Next reference the above quote

It says

According to our records your debt remains unpaid

We are currently preparing to sell this debt to an external Debt collection agency who will legally own the debt following the sale

If we do not here from you by 14th October your debt will be sold

I take it I just ignore as I still have no signed credit agreement from them

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Had a letter today from Next reference the above quote

It says

According to our records your debt remains unpaid

We are currently preparing to sell this debt to an external Debt collection agency who will legally own the debt following the sale

If we do not here from you by 14th October your debt will be sold

I take it I just ignore as I still have no signed credit agreement from them

 

good luck on buying the lemon debt then Mr DCA

I bet next wont tell you its devoid of an enforceable agreement...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they think that absolves them from having to fully comply with the CCA.

it doesn't!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Another letter from arrow

Acknowledge our request for a signed credit agreement

Also that we do not accept that we are the creditor as envisaged by the consumer credit act 1974

However we are willing to assist in obtaining that which has been requested

We will now process your request for documentation from the credit and will revert in due course

We confirm all collection activity will be suspended pending provision of the documents

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Again a std reply for arrows if you go read any arrows cca thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Nope. Just cc a them. Cabot can get pretty litigious over lemon debts. They hope to get judgement by default.

 

Cca them and you know they can't reply.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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help our cash cows are leaving us in droves...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 5 months later...
On 27/12/2018 at 12:01, Simon1959 said:

Wescot are offering a discount on the Santander debt if we ring them to discuss it 🤔😁

Robinson way are now claiming to be the agent for this debt 

Am I correct in thinking that if the debt is sold on I should recieve a letter of assignment from the original creditor 

And  I assume it's a standard type letter with notice of assignment on it rather than any old letter 

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If robbers way are involved then it's 100% a junk debt. They only go after debts No body else will touch.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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