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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
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Hair transplant covered by section 75?


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Hi

 

Just after a bit of advice. I have heading out to Turkey next week for a hair transplant.

The operation will be in Turkey but the company gethair.co.uk has an office in London which deals with all of the admin and signing up new customers aswell as having a UK bank account.

 

The question is if I paid £100 of the balance on a UK credit card, would I be covered for any shoddy or poor service received in Istanbul. Since the company I have dealt with up until now is technically UK based?

 

Appreciate any thoughts on this :)

 

thanks

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procedure is covered but you need to make sure who is providing the service,

the UK co or are they just a go-between and you pay someone else?

 

If the latter then the answer is amost certainly no as not a UK contract and then you are stuffed.

 

Is gethair licenced with the FCA as a deposit taker?

 

caveat emptor probably applies in this grey world

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The Deposit taker was

 

"GLOBAL MEDICAL ASSISTANCE LTD.

 

Company number 08899061"

 

Registered office address

52, Upper Street Upper Street, Business Design Centre - Suite 111n, London, N1 0QH

Company status

Active

Company type

Private limited Company

Incorporated on

17 February 2014

 

 

not sure if they are FCA registered will try and find out :)

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I can't think why gethair uk or Global Medical would be a FCA regulated deposit taker.

 

An regulated deposit taker is a type of banking institution.

 

Nothing to do with deposits for a non-financial service or product.

 

More likely they are just acting as UK agent for the Turkish company that is providing the actual service.

 

s75 doesn't require the contract to be a UK contract.

 

This is what FOS website says:

 

The same rules for coverage under section 75 apply to credit card transactions made abroad as for credit card transactions made in the UK. But the sterling equivalent of the price must still be within the £100 to £30,000 limits.

 

Some more complex purchase contracts made abroad may specifically say that the underlying contract is governed by the law of another country. This could affect the consumer's ability to claim against the supplier (and, therefore, to claim under section 75).

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procedure is covered but you need to make sure who is providing the service, the UK co or are they just a go-between and you pay someone else? If the latter then the answer is amost certainly no as not a UK contract and then you are stuffed.

it seems a go between.

their brief online terms saying; hair contract is with the 'service provider', they only 'facilitate', read the service providers terms, and exempting themselves re any negligence/malpractice re the provider etc.

it doesn't seem to say which law governs

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who and how much have you paid so far.

 

gethair says their deposit is 500,

 

have you paid anything to the 'service provider', the chap on their website.

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they also operate a number of businesses doing the same thing, but diff names etc

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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who and how much have you paid so far.

 

gethair says their deposit is 500,

 

have you paid anything to the 'service provider', the chap on their website.

 

 

I have paid the £500 deposit which was done via a direct debit using Gocardless website , payment went to Global Medical, which is a UK registered company according to companies house, still have £2700 left to pay

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if you're going to pay anything over 100, use a credit card!

do you pay all of the treatment to the uk co., who then pays the 'service provider' on your behalf

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thats the issue, for some card protection if things go wrong.

you've already done 500 without a card.

i was wondering how 'involved' this global are. the more involved they are, the more they could be held to account if things go wrong with the so called 'service provider' despite their attempts to exclude liability.

hopefully though, you'll have a problem free new 'Rooney' for the money :) (though apparently he still needs further treatment for a fuller crop)

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thats the issue, for some card protection if things go wrong.

you've already done 500 without a card.

i was wondering how 'involved' this global are. the more involved they are, the more they could be held to account if things go wrong with the so called 'service provider' despite their attempts to exclude liability.

hopefully though, you'll have a problem free new 'Rooney' for the money :) (though apparently he still needs further treatment for a fuller crop)

 

 

haha i guess we will see ill do the £100 on credit card at the clinic and the rest as normal, atleast i can then argue if i need to undr section 75

 

yes saw rooney needs more but thats because he had it done too young and the hairs that hadnt yet fallen out will continue to do so, so he will probably continue to need transplants until his natural hair loss cycle finishes :) I have the benefit on being 40 and have shed most of whats likely to come out so fingers crossed I wont need another ! although at Turkish prices its easilly affordable :)

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this points to me as you are paying a third party and so are NOT covered by s75 as they are not providing the goods or service. It is like paying paypal for goods bought from another party, Paypal have no liability and you cant use s75 as you havent paid the supplier directly.

 

I have paid the £500 deposit which was done via a direct debit using Gocardless website , payment went to Global Medical, which is a UK registered company according to companies house, still have £2700 left to pay
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