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Ridiculous charge


minionherder
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I have a credit agreement for home insurance.

 

£20 a month.

 

Direct debit accidentally cancelled by the wife.

 

I contact the 5 days later to pay the missed payment.

 

They want to charge me £30 for the missed payment.

 

Does this come under the unlawful charges similar to the banks?

 

I thought charges had to be not profit and their true costs?

 

Their only cost so far has been a single text message to me. I set up the direct debit again with the bank.

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Yep. Unlawful penalty charge

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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