Jump to content


Cabot and LLoyds OD debt


grafter123
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2333 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Folks,

 

I had a Cabot debt in 2014 and I sent them the 'I do not acknowledge any debt' letter,

 

They upheld my complaint (attached),

 

but have recently tried to persue me again. (letters attached).

 

I challenged / complained them and they have sent me a cheque for £50.

 

What do I do (is it a catch?):

 

1. Cash it, 2. Send it back, 3. Try to get more compo from them?

 

Regards

£50 chequel.pdf

make an offer.pdf

welcome back.pdf

upheld.pdf

Link to post
Share on other sites

well,

the wording of their letter of 2014 is a reverse of the burden of proof

but they admit they can go nowhere.

 

By writing again they are unfairly processing your data at best and unlawfully processing it at worst.

 

Now the difference between the two is about £1000 in a court claim

so they are offering the £50 as an apology and settlement for any claim you may be thinking about.

 

Personally I would cash the cheque because if they are stupid enough to then send you another begging letter

you can still go for the big one and their defence will be non-existent as they have admitted they have no reason to contact you in this matter.

 

The alternative is to risk getting nothing and paying their costs by taking action or just forget about the cq and risk having them continue bothering you and not getting anything for your trouble.

Link to post
Share on other sites

ignore them

 

a DCA is NOT A BAILIFF>

 

retitled and moved to Lloyds forum

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...