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Swift excess charges and interest


Ian1973
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HI

 

I'm new to this site after stumbling across it after searching for advice on how to make a claim against Swift Advances.

 

I have read Nicky74 story and mine is not much different in that i took a homeowner loan out with for swift for £8000 in 2003 i think.

 

I paid them sporadically for about 3 years which comprised of missed/late payments and finally settled the loan after splitting with my then partner and selling the house.

 

Swift Advances took £28,000 of the equity in the house to settle the debt which i could do absolutely nothing about.

 

I have absolutely no paperwork for the loan and don't know exactly when we took the loan out but know that it got settled in early 2007.

 

i'm just looking for some advice on where i start

e.g see a solicitor or contact Swift advances directly.

 

Any help would be greatly appreciated or if i am wasting my time i'd rather know now.

 

any questions feel free to ask although the info i have aort from my memory is zero.

 

Thank you in advance and i will keep a close eye on this thread for any replies.

 

Ian

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well you don't need a sols no.

 

1st port of call might well be a sar to them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well you don't need a sols no.

 

1st port of call might well be a sar to them

 

Read a lot on this forum yesterday and it seems nobody is getting anywhere fast with Swift. Do you know of anyone having success with this company?

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