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MMF & Moriarty Law - Taken me to court - 20th Nov - What can I do?


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Hi all,

 

I was in the payday loan trap back in 2012.

I had loads of payday loans, owing to a gambling addiction.

Pleased to say I am clean now and repaid loads of debt.

 

However, I had a £240 'Peachy' Loan and the debt was sold to Motormile Finance and handled by Moriarty Law.

 

They filed a court claim against me, and I made a CCA request.

They sent some stuff across, but nothing that I had signed.

 

It went to small claims track, but we never got a mediation arranged.

 

The case was then sent to court, with a date for Monday 20th November.

 

I have been terribly busy with work and had some family issues, and booked today off work to compile some form of defence to take with me on Monday.

 

However, I have just seen that I had to file any documents 14 days before court!

I totally did not realise this as not been in this position before.

 

They have said they are not attending court, but placed a case against me.

 

Is there anything at all I can do?

This company was supposedly writing off lots of debt for bad practice.

I am also certain I could have had this wiped out by the FCA due to their lending behaviour (lending increasing amounts when I could not afford).

 

Any help would be much appreciated.

I feel at a loss and feel there is probably no point in even going to court as I will 100% lose now?

 

Just to add, the original loan was £240 and they are claiming £700 now.

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