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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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HMRC arrears requesting us to payback £7k + 1500 penalty


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Hello I hope some one can help.

 

My husband today got letter from the HMRC stating that since he earns over 50k per year we have to pay back all the child benefit payments we have received since

2014.

He received form SA252 on 17 August 2013 (following incorrect 2012/2013 Self-Assessment – where didn’t tick the Child Benefit box!) whether receiving Child Benefit – clearly missed this.

 

Since that time there has been no communication and no letters etc have been sent to me his wife either, even though I get the payment.

 

The HMRC states that they sent letters on 15/9/17 and 23/10/17, which we did not receive, they now sent a letter stating they are going to charge us £1500 in penalties as we never replied to the letters we did not receive.

 

Apparently we need to pay back (on top of penalty of £1,517.82 by 6 December);

 

2014: £2351

2015: £2475

2016: £2549

 

Any ideas of what to do? Spent an hour on the phone to the HMRC, once they decide you are in the wrong you are in the wrong.

 

Help!

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first of all did you receive the amounts they claim were overpaid?

Are their calculations correct regarding income and amounts of benefit claimed and received.

 

What was hubbies income in 2011/2012 and 2012/13?

 

I cant see that if there has been no significant change in income

other than just enough to tip over the threshold of £50k

that the amounts are correct to start off with

did you get notice each year telling you what was going to be paid based upon these figures.

 

Ask for proof that the letters they say were sent out actually were

if they are cagey on this or say that we say we did therefore we did

ask your MP to get involved as HMRC are good at screwing up and then denying it.

 

They say they gave me £8k on year in CTB but didn't ask for nor receive a penny.

 

the next year they then sent a load of giros for the same amount and the asked for repayment when I hadn't cashed them.

 

In short they don't know if they actually sent the letters but as they wished they had that is the same to them.

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First question: did your husband send tax returns for the 14, 15 and 16 years?

 

(Thread moved to the HMRC forum as really this is more about tax than about benefits.)

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

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My husband is PAYE apart from one year when he did Self-Assessmemt (2012/13), which apparently he got wrong

- although he can't get his self assessment to confirm this.

 

The two triggers for yesterday's letters was the incorrect self assessment in 2012/13 and failure to complete a SA252 form in August 2013.

 

We are being asked to repay all child benefit for 2014, 2015 and 2016.

 

Having said the above.......

The HMRC now think he should do Self-Assessmemt

(becuase of the Child Benefit thing - which is why he might have a penalty)

however last year when he went through the the same process they told me he shouldn't self assess.

 

Because he/we are supposed to have seen letters in September and October that we didn't get (certainly didn't see) I can't be sure of this.

 

The missing letters should appear tomorrow or Saturday.

 

Can anyone help?

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goto the HMRC website and request their free SAR

that will get you everything they hold documentary wise

then go thru it with a fine toothed comb

 

make them prove they did things correctly re post 2.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello Everyone,

 

I have requested SAR's for both me and my husband. I did that today.

 

I need to write to the HMRC as we have until the 6th of Dec to pay the fine.

We are not going to pay the fine as we did not receive the original letters we were unaware that there was as "issue".

Can someone tell me if I should Complain or appeal?

What has other people done?

 

Whom should I address my letter to and is it better to send letters rather than phoning?

 

I feel more secure when writing for some reason.

Can anyone give any advice as to how I should word things.

I have never written to the HMRC before.

To remind everyone it is regarding Child Benefit.

 

Cheers!

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not sure you need to do anything other than sar.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Not so good conversation with HMRC…..

by lottery I got one of the not so helpful ‘Computer says no’ call centre operatives.

 

Apparently according to new HMRC guidance (apparently on Gov.uk website)

the HMRC has to recover all debts in circa 12 months and therefore unless we agree to pay £710 per month under a payment plan then we don’t get a payment plan option at all.

 

If we can’t agree to a £710/month payment plan then interest will still accrue

(by the way our Child Benefit overpayment debt is now £7764.70 - not £7,375 because of daily interest)

and HMRC can’t guarantee that our debt will not go legal (or via a debt collection agency).

 

However we are encouraged to make regular payments as best we can!!

 

I did eventually make some progress and she agreed to go through our income/expenditure sheet,

which demonstrated (to her) that we have circa £500 disposable income

– which I said we could possible consider as repayment……

..but she then said no £710 or no debt repayment plan or nothing.

 

What should I do now?

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wont go legal, theres not much they can do

as for powerless dca's

bring 'em on

they are NOT BAILIFFS

and have ZERO LEGAL POWERS

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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that's what I mean

they don't do court..

so 'going legal' seems like a bit of a red herring designed more to frighten that anything else.

 

something smells here re post 4 and 8

as they've tried this before and it sort of went nowhere

 

don't think hmrc rally know what they are doing here

that sar will prove eitherway.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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HMRC go legal all the time.

They, being a government body dont have to do court for some enforcement methods.

 

Wether you think if they know or don't know what they are doing.

 

They do court for arrest warrants for tax evasion, VAT evasion.

They put charging orders on property

They can and do a multitude of enforcement methods.

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well I was trying to hint at p'haps not making people unnecessarily panic....:madgrin:

 

there appears to be mistakes here made by HMRC

and that they've been paye for most of the years too so other mistakes made.

 

the sar will be the key

 

yes the OP might well have not been entitled to Child Benefit over numerous periods and should have realised this

but equally the HMRC should as well.

 

mitigating the damage by pointing out and prove HMRC mistakes often realises a softer approach toward repayment and how hard they push

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Seems straightforward to me. SAR to HMRC to get hold of all records. On the basis that child tax benefit is not available to higher rate tax payers, the amount paid in error is repayable. Work out what can be afforded to repay per month, send HMRC office dealing with this, a letter explaining monthly payment amount affordable. Ask them how they want to receive payment.

 

Government now have a Real Time Information system in place and computer systems are getting increasingly joined up. They are working through all of the data looking for money to recover and I can see these cases increasing. Just search around online for info and see how many people are getting a dreaded brown envelopes through the door demanding money be repaid.

We could do with some help from you.

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Thank you unclebugaria67. That is a very good answer and makes sense to me. I did SAR the HMRC when I got the first letter but so far I have had no reply. We have done our expenditures and I will post that with a letter.

 

sgtbush, not very helpful and scaremongering, thank you.

 

DX100uk, that made sense to me as well thank you for your answers.

 

Merry Christmas.

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Hi ericsbrother, I do not yet have the results from the SAR. When I receive them I will go through everything. I do not think the figures are far off to be honest. I will keep your advice is mind. Thank you.

 

sgtbush, again not very helpful.

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  • 4 weeks later...

when did you fill the online form out?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ring them up and ask

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Does anyone know, I have appealed to a letter dated from the HMRC the 14th December on the 23rd January. I received the letter from the HMRC after Christmas and in my mind I have replied within the 30 days when I appealed on the 23rd of January as I am unable to reply until I received the letter.

 

What is the legal standpoint on this? When should the 30 days start?

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