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Help Reclaiming Charges Back Fom My Mortgage Company


mizzbabyjess
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Hi, I’m looking fo advice.

 

I am in the process of selling my property and my mortgage will be fully paid on completion as well as a secured loan.

 

Can I claim back late payment charges and arrears charges as well as other charges added to my account from my mortgage company?

If so how do I go about it?

Thank you

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are you referring to charges levied by the loan co, who registered an interest in the property as a condition of the loan? If the charges are unlawful then yes you can reclaim them but that has nothing to do with your house sale and wont be conditional on any other part of the sale

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Why would you expect late payment charges (if valid) and arrears to be recoverable from your Mortgage provider?

 

if they are charging more for arrears letters (eg £30) than the true admin cost to the firm of that letter being processed and sent out?

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  • 3 months later...

did you get anywhere?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Due to personal circumstances I wasn't able to proceed, but I am now looking into this.

 

Today I have been trying to sort out all the old paper work I have relating to my previous mortgages.

 

I also had a mortgage with Kensington and was charged nearly £4000 exit fees, I will get all the paper work together for my present mortgage company and previous and will post back on here.

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