Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder Moradin Novitiate



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    Default Cold Called whilst staying at relatives house?

    My wife has been staying at a relatives house.

    Someone just cold called the house asking for her from Nationwideicon, she has an outstanding loan, credit card, and overdraft with them..

    are they allowed to do this ? - i thought not. ??


  2. #2
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    Default Re: Cold Called

    shouldnt give her number out then on social media...

    its not Nationwideicon anyway I bet
    it'll be a fleecing DCAicon?

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  3. #3
    Basic Account Holder Moradin Novitiate



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    Default Re: Cold Called whilst staying at relatives house?

    Sorry.. i didn't type that correctly.. it was a home visit dx.

    and guy knocked on the door for her, and asked for her. claimed he worked for Nationwideicon.

    There is a DCAicon that the loan has been passed on to from Nationwide.


  4. #4
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    Default Re: Cold Called whilst staying at relatives house?

    no its been sold on
    not passed.

    and they DCAicon will use anyay they can to find people.

    next time
    call the police 101

    a DCA doorstepper is NOT A BAILIFF
    they have ZERO legal powers.

    who?

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  5. #5
    Site Team The Consumer Action Group Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch's Avatar



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    Default Re: Cold Called whilst staying at relatives house?

    Quote Originally Posted by Moradin View Post
    My wife has been staying at a relatives house.

    Someone just cold called the house asking for her from Nationwideicon, she has an outstanding loan, credit card, and overdraft with them..

    are they allowed to do this ? - i thought not. ??
    How did they know she was staying with a relative and how did they know the address ?

    Or did they visit your house and you answered the door ?

    What did you say to them when you opened the door?

    What has your wife staying at a relatives got to do with this post ?



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  6. #6
    Basic Account Holder Moradin Novitiate



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    Default Re: Cold Called whilst staying at relatives house?

    She changed her address on her accounts to that address.

    I thought that home visits had to be pre-agreed ?


  7. #7
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    Default Re: Cold Called whilst staying at relatives house?

    nope
    but they've no powers anyway.

    so who has she been getting letters from?

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  8. #8
    Site Team The Consumer Action Group Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch's Avatar



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    Default Re: Cold Called whilst staying at relatives house?

    Quote Originally Posted by Moradin View Post
    She changed her address on her accounts to that address.Why....does she no longer reside with you at your address ?

    I thought that home visits had to be pre-agreed ?
    No.....not for DCAs...possibly mortgageicon arrears on a mortgageicon

    Andy

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  9. #9
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    Default Re: Cold Called whilst staying at relatives house?

    what does her credit file say for this debt?
    d

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