Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #141
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    no need to keep hitting reply with quote
    just type...

    what did the judge actually state
    a value per month or simple said forthwith judgement for the whole amount?

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  2. #142
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    He just allowed the solicitor to go through all the additional fees and interest she wanted adding onto it which the judge said maximum was 600 and he said that would be added onto the existing debt and then it was over so I don't know what I do now.


  3. #143
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    You wait for the notice of judgment with payment details....if its forthwith you submit an N245 and vary it to affordable monthly payments.
    If its already monthly and not affordable you submit an N244icon and request a redetermination.

    Andy

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  4. #144
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    Thank you, i will wait and see what turns up.


  5. #145
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    Hi

    On Friday 20 July I received a lettericon from Lowell asking for 1st installment to be paid on the 23Rd July.
    They have said installment amount is 4428.29 and is monthly which is obviously an error on the monthly amount as 4428.29 is the full balance
    my question is
    should I wait for paperwork from the courts as I've had nothing from the court since the hearing date on the 9 July and i thought it would be coming from the courts.

    I also think it's unrealistic for Lowell to send a letter asking for a direct debiticon to be set up with 3 days notice of the first payment date and then threaten enforcement action if I don't make payment in accordance with the ccj.

    Any advice gratefully received.

    Macker16

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  6. #146
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    So no notification from the court re Judgment Order and payment instructions......?

    Have you rang your local county courticon ?

    We could do with some help from you

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  7. #147
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    Hi Andy, thank you for your reply.

    I've received absolutely nothing from the court, only this letter from Lowell. Not phoned the courts as they had closed by the time I got home from work and received the letter.

    So do I do nothing about payment until I receive information about the judgement from the courts?


  8. #148
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    Better get the info by tomorrow as the 1st payment is due...you have had since 9th July to find out macker

    We could do with some help from you

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  9. #149
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    Default Re: Lowell claimform - old vanquis card debt - opps used CPR 18 - help theyve complied!!

    don't use DDicon use Standing order

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