Hi, so like many over the past few months I'm new to this site and have received a letter from Moriaty Law stating that I owe £877.55 from a loan I took out with Quick Quid back in May 2012.

As I'm already paying one debt off with Moriaty I contacted them straight away and questioned it. I probably should have posted about this earlier before taking any action, but here's what's happened so far:

I've asked them to provide all/any documentation they can in regards to the load as I genuinely don't remember taking it out. There's a fair chance I did as but I'd like to see proof first.

They said it was a fair request and will begin to request the documentation. They then stated that I did, in fact, pay £105.50 off the loan two weeks after taking it out (probably first pay day after getting it).

They then said that MMF are willing to accept £700 as a settlement.

I've tried to gaina ccess to my old email address used at the time but with no avail. I'm also using a different bank account now so have no way of checking on receiving the load or making the payment.

Usually I would just begin to pay the load as I know it's my mess and I have to deal with it, but this one sounds a little suspicious after not hearing about it for years. And I also know what has happened with MMF and read multiple articles stating that £0.5 million has been written off due to unfair practices.

Any advice as to what I should do next or when I receive the paperwork would be of great help.

Hi MrSwim and Welcome to CAG

I have moved your thread to the Debt Collection Agencies Forum...please continue to post here to your thread.

Only post to the Financial Legal Issues if you are in receipt of a court claim.

Regards

Andy

send them a CCA request for each one

you should never simply blindly pay a DCA

just because you think you owe the money

its probably 90% unlawful charges.

a DCA is NOT A BAILIFF!!

if you had numerous loans over that period

and a poor credit rating

then consider an irresponsible lending complaint to the original creditor

could wipe the debt out totally!

i