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Car Cashpoint help


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Took a loan from Car cashpoint in March.

 

Was not working and got loan for £1000 they fudged figures to get loan after saying I didn't meet requirements

- no income, scanned bank statements in my house.

I emailed them and said ok didn't meet requirements,

after few calls they compromised and gave me loan minus 3 months payments in advance.

 

I am in work now and in a position to get rid of them,

but they want 886 to settle,

I have paid 1200 to date.

 

There is fees on the account of 126, can I get these fees looked into.

 

Really nasty company to deal with,

threats for term of loan,

 

I genuinely had no income, and now as expected no goodwill to show,

I guess at this end of the market goodwill does not exist,

I know its my fault but what are chances of winding them on for fees over a quarter of the capital paid back.

Can it go to Ombudsman etc or are they not interested.

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is this secured by a bill of sale?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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