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    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
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@natwest_help help required


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Hi

 

I sold a phone via fb marketplace and he paid into my account.

 

I sent the phone and I assume he has received it as he has now reported me as a [EDIT] to Natwest saying he has received nothing.

 

I have no proof of post. The bank has blocked my access to online banking and use of my card

 

I have no access to my monies.

 

I spoke to them and they said that I am being investigated by the team

 

I am outraged as obviously the person saying I am doing him over is in fact trying to do me over

 

Any how. How will I get my account back and my monies? Also I hear fraud and think of the police. Is this guys games going to get me in trouble?

 

Thanks

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I what proof have you that HE reported you to NatWest?

I doubt it.

 

somethings not right here.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I don't have any apart from taking the ladies word for it over the phone to the fraud team.

 

She also gave me his name.

 

I found it odd as the phone I posted would have only arrived today so he has acted quickly

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its got nothing to do with your bank!!

 

they have no authority whatsoever to close your bank account just because you supposedly didn't send a phone

 

you'll find the fleecers has done a clawback on the money He wired YOU

probably via western union or one of the other dodgy methods wherby he can recall it.

 

whilst they investigate HIS fraud

your account will be blocked

 

this sc@m happens 1000's of time a day onm ebay etc etc

 

because people never read the warnings about such sc@ms

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

He paid from his bank account straight into mine. Whether his bank account is legit I do not know.

 

My bank and monies today is still unavailable. I have no been in trouble on eBay for an unpaid item.

 

The way things are looking this guy is going to be getting my account closed and result in me losing my balance

 

I posted the phone. He has obviously got it but thinking about it, there would be no difference if I were to hand him the phone. As it's a bank transfer.

 

I want my money and bank account to work :-/

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they have no authority whatsoever to close your bank account just because you supposedly didn't send a phone

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

well its not done because of what you've done

 

I would suspect he is a well known sc@mmer and the payment to your account is the fraud

yes they'll lock yours down to stop you spending the fraudulent money transferred in from his fraudulent account

 

might not even been from his account

could have been someone elses he's hijacked

and you might not be the only person too to get funds from it.

 

this will resolve itself in time but I doubt you'll see that money nor the phone ever again.

 

sadly you've fallen for one of the oldest tricks with online trading

you should never ever allow people to pay you direct

always use a third medium that gives you protection like PAYPAL

 

have you alerted FB marketplace

and contacted action Fraud?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

No. I have spoken to them. The cause is me. They are literally naming me the [EDIT]

 

This is why I'm so angry. It is a joke. I said ok let me report him and they would not allow me as I'm the one being investigated. I was speechless

 

I don't know my next act. Natwest know I have had the monies and spent the monies. It was mine to spend. So am I going to be 200 down, a bank account down and my balance down

 

I am so angry it's unreal and all i seem to be able to do is wait

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so YOU@VE done nothing to counter the claim

as post 8

get moving

another day wasted.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have spoken over the phone to the team and answered all the questions.

 

The woman was actually really offensive as she was speaking to me like she was a police officer and I'm the criminal and it was not a nice experience at all

 

I'm not sure what else to do.

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have you alerted FB marketplace

and contacted action fraud?

 

I wouldn't be talking on the phone

you need a data trail

everything in writing

 

might be an idea to email the CEO and complain

 

to date you've simply accepted you've been sc@mmed which is why you are being treated like dirt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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