Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #141
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    Default Re: Cabot/Shoos SPC claim - old Lloyds TSB loan.

    HI dx,

    sorry if I'm getting confused, but is that not admitting their version of events about assignation in 2007 when we have evidence from LLoyds (4 of their employees) that they owned it until they sold to cabot in 2013?

    Their employees were all pretty clear about that and me telling the court about those conversations would further support the lack of proof of assignation in 2007 by the claimant.

    Does it not help my case even more if LLoyds held the account(s) until they were all time-barred anyway as it would show that Cabot never had a right of claim, having bought the accs once time barredicon.

    If not putting in the "Lloyds owned it until 2012" line then saying nothing would be better than agreeing with their 2007 averment which we know can't possibly be true anyway as Prime Credit didn't exist in 2007.

    Apologies for the too and fro.


  2. #142
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    Default Re: Cabot/Shoos SPC claim - old Lloyds TSB loan.

    you don't have it WRITING , neither do they.
    don't add to their speculation.

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  3. #143
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    Default Re: Cabot/Shoos SPC claim - old Lloyds TSB loan.

    OK I see where you're coming from,
    can i still lead evidence on it verbally at the proof or best not to?

    In the absence of their written evidence on it, my verbal evidence from LLoyds employees is all the court will have in terms of a timeline (unless they produce new evidence/a witness to say otherwise)

    so despite being second hand, it supports the idea that they don't have a clue about their claim and I've been able to get more info in a few calls than they have from their own records?

    I'll leave it out entirely from the amendments and get it along to the court/intimated to shoos.


  4. #144
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    Default Re: Cabot/Shoos SPC claim - old Lloyds TSB loan.

    You dont need too lead
    Just go with it

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  5. #145
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    Default Re: Cabot/Shoos SPC claim - old Lloyds TSB loan.

    Perfect, off to court now, i honestly can't thank you enough for your efforts (and patience!)


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