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Link Financial / IDR Finance UK II Ltd / MBNA


Suss
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Hi All.

 

DX,

I filled in the PAP form as you said and sent it off to Kearns.

Attached is the letter I received back from them last Saturday morning.

 

I sent a CCA request off to Link but that didn't actually get posted until the 27th November so nothing back yet.

Is it 12+2 working days they have to respond?

 

I sent a SAR to MBNA and have had a large envelope of stuff back from them earlier this week.

 

I haven't had chance to look through it all yet but after a quick flick through, there is a copy of the credit agreement which is signed by me and pages of other stuff which doesn't make any sense whatsoever!

 

No doubt I will be on here asking all of you good people for help to decipher it!!

 

Thanks in advance

Suss

Kearns Response.pdf

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