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    • thanks ae - yes  I understand the claims are between me and the lender.  But with regards to the order for sale the judge specifically said it is the receiver who is appointed to sell - and he hasn't/ and isn't - which is why I am asking if I can apply to the court v the receiver for an order for sale right now?   The receiver is not part of the current proceedings heading to trial.  But he is responsible for selling the property - and he has consistently rejected offers over >5y.   This is specifically why I would like to understand if I can apply to the court to enforce the sale by the receiver??? As above - The judge has said otherwise the order for sale v the lender has to be dealt with via the trial.  Which they have deliberately delayed via the adjournment. Valuation is an issue. The lender chose the valuer.  I paid but his report basically belongs to and is referred to by the lender.  He did a prof valuation without doing a site visit.  He had done a site visit 5 months earlier for different potential lender.  The 1st valuation he erroneously wrote in his report as fh.  He just did a re-write 5m later - but wrote in his report that the value was the same for lh. I had a great offer on the table from a niche buyer which would have cleared the loan and given me a lot of £s.  But the lender rushed through the repo and the buyer got spooked and ran.  The lender then slashed the price by 30%+ from their valuation (fire sale price?).  As you suggest - they fully expected potential buyers to quickly grab the property at such a discount.  But it turned out they couldn't.  The market had dropped anyway. Then covid hit.  Every potential buyer was questioning the valuation (which clearly was wrong but the lender had accepted).  The lender and receivers actions have eroded the equity.  This wouldn't make sense to any normal lender.  99.9% would have just sold to the 1st buyer willing to transact.  The lender/ receiver had such a willing buyer on day 1 of marketing.  But they spent 15months trying not to sell to them.  As I said, disclosure shows the ceo wanted (wants?) to keep it for himself - so common sense didn't (doesn't) prevail.   The lender has made a £ Claim v me.  I am disputing it because I maintain it is their actions that has caused the erosion of equity/ a debt to accrue. The lender's problem now is that they have spent so much money and added so much interest over 5y that they cannot sell the property for what they need/ want.  They are trying to blame me for this.  But it is their fault; not mine - because I am not in possession or in charge of selling it. As I also said above - if there is some legal reason why I cannot make an application to the court for an order for the receiver to sell - then can I ask the other entity which has a charging order and threatened to do so ???  I will contact this other entity only if I can't make an app to sell v the receiver    
    • We registered our child with a nursery last year for a June 2024 start date. This was before how the new 15 hours free childcare was going to work. At the time my wife paid a £50 deposit. A few weeks ago they sent out an email about how the new funding was going to work. The nurseries can use it as they wish and they said if the child wants to come for one full day we still have to pay £50 and we can't use all the hours for one day. They also drastically increased their day rate. As a result of this we were looking elsewhere and have found a much cheaper nursery so we are changing.  The original nursery now said you only get the deposit back if she starts because it comes out of the first month of fees. I don't think we filled any any form or anything so there were no terms and conditions. Are we entitled to get the deposit back or is it our fault for not asking what the terms were when we paid. 
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Manchester - upside down ticket - pcn received **CANCELLED**


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I parked in a council owned car park and paid for 4 hours, when I returned I had a PCN on my windscreen. It was night, dark (poorly lit) and I wear glasses. I had no idea it was upside down. £50 charge reduced to £25 if i pay within 14 days.

 

"83 Parked in a car park without clearly displaying a valid pay and display ticket or voucher or parking clock"

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DOesnt matter if it was upside down. You had the ticket and it was displayed.

 

Quick question, when you say upside down, was all the info still clearly displayed ont he ticket?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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problem then as I see it, wearing glasses not the issue, as still can see on exit as car light interior comes on? sure others will respond and advise anything you can do?? all entries usually say show face up for inspection.?? Many of us wear glasses so little hope on that one. annoying as it may be to get a charge.:mad2:

:mad2::-x:jaw::sad:
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problem then as I see it, wearing glasses not the issue, as still can see on exit as car light interior comes on? sure others will respond and advise anything you can do?? all entries usually say show face up for inspection.?? Many of us wear glasses so little hope on that one. annoying as it may be to get a charge.:mad2:

 

i know, annoying when youve paid though. to err is human and all that...

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appeal it'll work out ok

send a copy of the ticket too.

 

I assume they produced pictures to prove there was a ticket but was not up the right way...

 

simple fell down or moved when you shut the door

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Have you appealed to the council? I had a friend do this when they did the same in Dundee. The ticket has a reference number on the front and the back. This reference number appeared in their evidence photos, so my friend wrote to the council with proof that they had paid for that date and time (a photo of both sides of the ticket) and they recinded the PCN.

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Have you appealed to the council? I had a friend do this when they did the same in Dundee. The ticket has a reference number on the front and the back. This reference number appeared in their evidence photos, so my friend wrote to the council with proof that they had paid for that date and time (a photo of both sides of the ticket) and they recinded the PCN.

 

Now thats a really good point, i have checked and the reference number is the same. i will use that as my proof and see what they say

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appeal it'll work out ok

send a copy of the ticket too.

 

I assume they produced pictures to prove there was a ticket but was not up the right way...

 

simple fell down or moved when you shut the door

 

Yeah, i'll give it a go, thanks.

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Law on the council side but most will cancel as you can show that you paid to be there Generally of it is the first time you have had this issue then it is a shoo in.

 

Thanks

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  • 5 weeks later...

UPDATE:

 

I emailed the council, enclosed a copy of the front of my ticket and pointed out the ticket number was visible on THEIR photo and my ticket matched. Therefore no loss to them had occurred.

 

Three weeks later they emailed back and said they would on this occasion cancel the ticket.

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Thankyou for keeping us updated, and well done :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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