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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Monarch Package Holiday with ATOL Protection


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A package holiday was booked in July for an All Inclusive Holiday for myself and my daughter. The assistant at the time of booking didn't in still confidence in what she was doing but the first deposit was paid in cash. We then made smaller payments 2 x credit card, 1 x debit card and further cash. Atol protected for November 2017.

 

The assistance hadn't explained that we were to go online to add our passenger information onto Monarchs system, I had found this out when going through the paperwork several days later. As I couldn't access the system to do this, I visited the TA who said, " Monarch have advised us you can do this at the airport". As this is a legal requirement I didn't feel comfortable with her explanation and she tried to go online and see if she could input the information, but said you can't get online because you do not have the correct code! I therefore requested a call back from the manager to discuss this further.

 

I left it a few days and tried the online facility again and finally managed to complete the passenger information and received acknowledgment from Monarch by email that this was all now complete and ok.

 

A few days later I received a telephone call from someone at the TA, saying she had JUST received my request for call back and it appeared from her system that it was all complete, I hasten to add she found it amusing! I politely said, "with no thanks to TUI I have managed to do this myself, and that I wasn't ahppy with the lack of customer service and was disappointed that she found this funny"

 

THEN.....................4 days later Monarch GO BUST!!!

 

The attitude from TUI is disgusting. They started off by saying its our priority to get those stranded folk home first, then we'll get to your booking. Your on our list and we'll contact you when we can. You can book another holiday but you will have to pay for it and wait for the refund of monies to come back via CAA process. You cannot book a holiday using those funds.

 

I have been following the CAA website and have liaised with my credit card company - ha! that was another one hour 13 minute telephone call talking to someone from Mumbai who also didn't know how they were to handle this Monarch situation. They advised me, eventually that they would refund 2 x payments made to TUI and raise a dispute for the remainder of monies paid and get back to me.

 

The next day a manager from credit card company said I had been given incorrect information from her colleague and that I would not be receiveing any funds from them as I was to claim via TUI through the ATOL process.

 

The next day I received the 2 x credit card payments refund plus interest ..........................

 

According to the CAA website it said that customers who had booked through TA would have a claim form available by 11th October to be completed in order to submit a claim. Claims would be taking approximately 28 days to turn around.

 

Naturally, this will not be in time to be abroad on the dates we had originally booked for, which admittedly are for sentimental reasons but, still important to us but we get that this is Monarchs fault, not TUI.

 

However, today TUI have advised that the claim forms are still not available until 16th October due to further delays by CAA.

 

Car parking for Leeds airport was booked and paid for inadvance via debit card and the bank have verbally refused chargeback facility because the service is still available! How do I stand legally on that one please? I don't need to park in Leeds airport in November now as holiday was cancelled due to Monarchs collapse........

 

Totally and utterly exhausted, yet were supposed to be protected!

Santander PPI X 2 **WON** claims on behalf of son (Oct 2010/ Mar 2011)

Citicard O/H (PPI) - **WON** Compound Interest Dec 2011

Citicard O/H (Charges) Bailiffs sent in August 2012

Barclaycard - **WON** Compound Interest Oct 2011

Monument - account information being sought for OH

Citicard - self - N1 submitted August 2012

Barclaycard - self - **WON** damages for non disclosure/information now rec'd. Aug 2012

Barclaycard - relation - Failed SAR sent 29/09/11

Halifax SAR sent 18/08/2011 for relation

LTSB - SAR sent 09/08/2011 for friend

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you cant be the only one needing to cancel car parking.

ring the operator directly

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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