Marc Gander - The Consumer Survival Handbook

A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.


Patricia Pearl - Small Claims Procedure - A Practical Guide

An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1

    Question Taking them to Court?

    Hey folks I have got to the stage where the deadline for my lbaicon has passed and I am now in the middle of completing small claimsicon paperwork. As I am in Scotland I know it's slightly different to England and am wondering if someone could confirm the following;

    * My claim can only be up to 750 - Is this bank charges only or does the 750 include the interest and charges?
    * Can I only claim back the past 5 yrs of charges or is it 6yrs?


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  2. #2

    Thumbs up Re: Taking them to Court?

    i included the charges and interest in section 4. state in section 7 the breakdown of claim e.g total 685 (550 charges plus 135 interest.)
    i'm claiming back six years. just figured i would see what happens.


  3. #3

    Default Re: Taking them to Court?

    Hi, You can only go back 5 years in Scotland. I think if you go back 6 the bank will go to court and tell the judge your claim is time barredicon!
    Have a look at my claim below regarding interest ect.

    Best wishes.


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