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    • The argument about the date of receipt is now dead because the PCN  does not comply with the wording  of the Protection of Freedoms Act 2012 Schedule 4.  First reason Section 9 [2] [e]  "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper—(i)to pay the unpaid parking charges;" Second Reason Section 9 [2][a] "specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;" All your PCN does is mark the time you entered and left the car park. It does not include all the myriad things you do in between-driving into the car park, looking for a parking space-perhaps a disabled space or  parent and Child place@ getting the children or disabled person out of the car then going shopping. Coming back; loading the car with shopping [, getting the children or disabled into the car, taking the trolley back to the store; driving to the exit perhaps stopping to let vehicles/pedestrians cross in front of you etc. so subtracting the driving times from before and after parking can make quite a difference from their time to the actual period parking time. So the upshot is now that only the driver is responsible for paying the PCN and the keeper is not liable at all even if the name of the driver is never known by Nexus so well done for not appealing. You obviously want to keep it that way to make it very difficult for them to win in Court if it ever goes that far. Although your question is now moot since  the same objective has been achieved by the non compliant PCN [ie no keeper liability] just  about the only way to dispute the timing of the PCN would be if one kept the envelope and there was a discernible date stamp on it that did not match the date on the PCN. There is a new Act coming out [and it cannot come quickly enough ] and one of the things required is that parking companies will have to prove the date of sending out their PCNs. We are not the only ones who sometimes doubt the veracity of their dates particularly as the later it is sent [unlawfully] the shorter the period motorists have to benefit [?] from the reduced payment. I haven't seen it on your posts but do you know how long you are permitted to park for free?
    • I was so annoyed and frustrated about the fact this case was lost it's been floating around my head all night. Dave962, are you sure that's what the Judge said? .... It doesn't make sense. Did the judge in fact dismiss the case on the grounds that the defendant did not make an appeal within 28 days? Effectively telling the PPC about the error entering the registration number and providing proof of payment at that time? To me, that's an important point.  
    • The United Autoworkers Union took a risk in a Republican - and often anti-union - part of the US.View the full article
    • good spot...though i'm unsure, but it does seem like it can't be related to this latest issue as the OP mentions she knew nothing about the  order. dx  
    • wasn't that for the CCJ for the mental capacity with the leaseholder?   SO would be different to this.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Local Appliance Rentals threatening Repossession Of Rental Goods


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Can anyone advise me please .

 

I have had a 3 seater and 2 seater sofas off a rent to buy company called Local Appliance Rentals ,

payments £15 a week ,

 

now due to a change in financial circumstances have fallen behind by 5 weeks ,

have had no letters of arrears ,

just an undated card put through my door which i seen last Friday morning giving me 5 days to pay ,

tried to borrow money ,but no success.

 

Today a letter been put through my letterbox by hand headed REPOSSESSIONS OF YOUR RENTAL GOODS ,

 

stating after repeated attempts to contact me it appears i have no intention of paying or honouring my rental agreement and are now required by law to give me 30 days notice of collection of my sofas ,will be at my house in 30 days time .

 

Can they enter without a warrant ?

can they refuse a reduced amount monthly ?

 

also i suffer severe depression,

anxiety,

 

which I have lots of evidence of ,

 

any advise please.

I have only had them for about 4 months over a 2 year term

 

Thank you

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No they cannot enter the premises - they are not Bailiffs or anybody of that nature...

 

dont be afraid...

 

Tell us more - How much have you paid etc

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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might be best to voluntarily hand them back

as long as you are not made liable for the outstanding finance.

 

most of these companies charge insurance for exactly these scenarios

 

have a look at their t&C's on their website to see what they say.

 

are these the only items you've ever had from them?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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god their T&C's are almost draconian..bordering on unenforceable under the Consumer credit act IMHO.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi ,

Thank you very much for your reply .

Its a 52 week term , £30 a fortnight .

 

I have only paid £230 off to date ,suite is £780

 

god their T&C's are almost draconian..bordering on unenforceable under the Consumer credit act IMHO

 

might be best to voluntarily hand them back

as long as you are not made liable for the outstanding finance.

 

most of these companies charge insurance for exactly these scenarios

 

have a look at their t&C's on their website to see what they say.

 

are these the only items you've ever had from them?

 

dx

 

Hi again dx yes only goods I have had off them .x

 

 

what do you mean by this:

god their T&C's are almost draconian..bordering on unenforceable under the consumer creditlink3.gif act IMHO.

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I doubt they are legally enforceable

they are crap...reads like the Victorian workhouse rules

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what so you signed up

didn't bother reading them

they would by law have to give you a copy.

 

 

If it is this outfit: http://www.localappliancerentals.co.uk

 

The T&Cs are here:

http://www.localappliancerentals.co.uk/terms-conditions/

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi ,

I offered a lower payment to this company of what I can afford per month ,

the company insistent I phoned them to do a variation order as it could not be done in writing .

 

I telephoned to be told the company want me to take the £230 I've paid to go and find another suite and they can remove my sofas as they not happy to do the variation order .

 

Yet yesterday and today they have still attempted to take money out of my bank as per contract amount of £30 fortnightly.

 

They suggest they are not happy to do a variation due to my past payment history ,which is missing the £30 fortnight ,which I can't afford .

 

I have looked already on a few selling pages but no suites that low in price ,plus I would have to rent a van to collect .

 

This company have made my anxiety go through the roof .

 

I'm worrying sick .

 

Can they refuse £5 a week ?

 

Thank you

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stop ringing writing only

py them what you can when you can.

don't forget

they are not bailiffs so don't give in

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you very much for your advise

 

Hi Dx

I did as advised and have only communicated in writing ,I offered £5 a week , and told them that I did not want the sofas removed as I would be without sofas to sit on .I did look on gum tree etc ,but none on there cheap enough and that could be delivered free ,so I would also have had to hire a van

 

This is the reply I have now had.Is this information sent back to me lawful with rent to buy goods please ?

 

As you have declined our offer to cancel your contract and have the money you paid out on the rental item refunded, we will accept your offer of £5 per week as part of the hardship variation course.

 

We can only accept this offer for a period of three months maximum from today’s date, Wednesday 25th October, to allow you time to sort your finances.

If you do not believe that you will be able to revert to full payments after this time, please let us know now, as the best alternative would be to cancel your contract as you are unable to afford the item and therefore they should be returned.

 

Once the contract goes back to full rental, you will be required to make the full payment of £30 per fortnight as per the rental agreement,

 

If you no longer make the required payments, as agreed in this email, than the branch will have no alternative to progress to repossession and default you. Which we are all trying to avoid, considering your emotional wellbeing.

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