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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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Council tax - bailiffs threatening prison!


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Hi

Hoping someone can help give some advice regarding a council tax issue,

as I am struggling to know what to do,

 

the bailiffs letters are becoming progressively more aggressive the last one, mentioning prison.

 

I have several rental properties,

however I live overseas now so use the services of a letting agent.

 

In the 4 years I have lived abroad,

I have changed letting agent 3 times through one reason or another.

 

None of my properties have ever defaulted on council tax

one in particular I have been charged court fees for the liability order for the first time on any of the properties.

 

I do not wish to ever get out of paying council tax,

I do wish to pay only what’s owed.

 

However I don’t think I have been treated fairly in this instance and should be liable for court fees, and was wondering if you could help.

 

I am liable for council tax when the properties become untenanted.

This is quite a new arrangement

- its being going since 2016,

 

previously empty properties were exempt from council tax.

I think this is part of the problem. In that,rental properties are treated in the same way as normal residential properties.

 

The process to date has been that my letting agent informs the council each time the properties become untenanted and subsequently tenanted,

 

the council send the council tax bill to my letting agent

who then forwards it to me for my approval and payment.

 

Many times the bill is incorrect,

either the dates are wrong or the calculation is incorrect.

 

Sometimes the bill has not even been sent to me but to an incorrect address,

I have even had an incorrect court summons.

 

This is time consuming and a long winded process to rectify.

When it is at its simplest, I have to go back to my letting agent,

who in return goes back to the Council Tax Department,

who then reissue an amended bill for payment.

 

I believe the letting agent finds it extremely difficult to get resolved as the Department is so very difficult to contact.

 

The property in question became vacant on 15 April, 2016 and the council tax department sent a bill to my letting agent on 21 April, 2016.

 

I felt this was not correct I went back to the letting agent to contact the council as usual.

 

Again the letting agent struggled to get hold of anyone in the council tax department, or when they did, staff would now not engage with them as they had in previous times.

 

Finally the letting agent managed to talk to a member of staff on 17 June, 2016 who advised what was owed up to 30 June, 2016.

 

This was confirmed by email on 20 June 2016 and subsequently paid.

I then receive a post liability order notification on 26 July 2016 saying I owe more than the original bill.

 

On 27 July, 2016 my letting agent called the council tax office to advise on the recent payment and ask about the notice and was told by staff to disregard the letter and we received an apology.

 

Shortly after,

I then receive another council tax bill with amended payment terms

however the total bill was now for the same as the post liability order ,

this included what I now believe to be a court fee for the liability order.

 

What happened to disregard the letter?

The council failed to mention this charge,

and I, nor the letting understood this.

 

The letting agent tried to get to the bottom of it but told me the council tax staff will not budge from what is billed or listen to reason.

 

I was in the process of changing letting agents at this time,

It was a time of upheaval so for ease I paid the July and Augusts bills until the property became occupied on 2 September,2016,

 

that included some of the court fee even though I didn’t agree with amounts,

nor the court fee

– but as staff would not liaise with my letting agent

I really did not feel I had an option.

 

However having recently gotten legal advice,

I have been told if the bill was disputed,

I had every right to challenge it,

and that I could have asked the council to cease enforcement until the dispute was satisfied.

 

I thought now all was dealt with,

even if totally not to my satisfaction.

 

However, on 14 November, 2016 my letting agent sent me another post liability order notification, now showing a debt being not council tax but part the court fee still outstanding.

Again any late payment has been down to the fact that I disagree with bill and could not get clarity from the council tax department.

 

After my letting agent trying to sort this but without success,

I finally sent all of this explanation to the chief executive via email

his second in command on 6 March, 2017.

 

However he forwarded my email to the same council tax staff my letting agent had already spoken to.

 

I received a response from them on 8 March, 2017.

The response did explain some of the calculations but equally got some calculations wrong and still left me with further questions.

They informed me they had stopped action by the bailiffs for a month, until I cleared the debt.

 

I then responded, again via email to the chief executive and the same council tax staff on 19 March,2017, with further queries and asking for evidence of disbursements and copies of final demands.

 

I gave them evidence of what I believe to be an overcharge on one of my other properties, together with what I believe to be an overcharge on this property.

 

I have never received a response since the 19 March, 2017

but still, via my letting agent, regularly receive demands from the bailiff now threatening prison.

 

Hoping you can help and sorry to have been so long winded, but Im struggling to know what to do next.

 

Thanks

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pay all of the demands,

work out exactly what was actually due,

find out where they have erred in law and tell them that you are suing them for the balance owed to you.

 

You will need a solicitor to actually do this as you are abroad

but you can do the figures and the LBA/.

 

Also make a complaint to the CEO of the council and then take it to the ombudsman is an alternative,

you can sue them afterwards if need be but the ombudsman cant look at cases that are the subject of legal proceedings and that includes the threat of them

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To quote you

previously empty properties were exempt from council tax.

I think this is part of the problem. In that,rental properties are treated in the same way as normal residential properties

 

 

This has not been correct for many years.

 

From 1 April 2013 this exemption has been replaced by a local discount of 100% for one calendar month. On 1st April 2013 all existing exemptions will end, because these properties will already have been unoccupied and unfurnished for longer than one calendar month.

 

After one month of 100% discount, the full council tax charge for the property has to be paid. If the property remains unoccupied and unfurnished for two years or more, the council tax will increase to 150%.

 

 

The enforcement agent can warn you that non payment of council tax may lead to a custodial sentence.

But that's not the enforcement agents call

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