Jump to content


me and First Plus Loan - help!!


payner73
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2391 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

I took out loan with firstplus in 2008 for 13 year term

 

 

long story short I've paid back principal and more.

 

 

got made redundant a few years back

got into arrears about £8k in total but got back on track.

 

 

recently wife lost job so missed a month and paying less than full amount this month.

looking to short sell

 

Any ideas my wife is upset about it but we've been good payers

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

get an SAR running to them get all the statements

I would suspect you've loads of PENALTY arrears letter debt management fees to reclaim too

as well as the insurances?? they made you take out that were not ever needed ..??

 

 

tell us more

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Payner and welcome to CAG

 

Unless you have all the statements for the a/c's history, do as DX says and get them with a SAR.

 

If you DO have this info, check through the statements and list all late payment fees, or other associated default charges, on a spreadsheet. Any PPI should be listed on a separate spready. We have spreadsheets here to deal with both issues.

 

.........paying less than full amount this month.

looking to short sell

 

Please confirm what you mean by this.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...