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    • it is NOT A FINE.....this is an extremely important point to understand no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything. Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do). Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS. Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves. 10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either. the more people read the above the less income this shark industry get. where your post said fine it now says charge .............. please fill out the Q&A ASAP. dx  
    • Well done on reading the other threads. If ECP haven't got the guts to do court then there is no reason to pay them. From other threads there is a 35-minute free stay after which you need to pay, with the signs hidden where no-one will read them.  Which probably explains why ECP threaten this & threaten that, but in the end daren't do court. As for your employer - well you can out yourself as the driver to ECP so the hamster bedding will arrive at yours.  Get your employer to do that using the e-mail address under Appeals and Transfer Of Liability.  
    • good you are getting there. Lloyds/TSb...i certainly would not be risking possible off-setting going on if a choice were there, but in all honestly thats obv too late now..., however..you might not never be in that situation so dont worry too much. regardless to being defaulted or not, if any debt that is not paid/used in 6yrs it becomes statute barred. you need to understand a couple of things like 'default' and 'default notice' a default is simply a recorded D in the calendar section/history of a debt, it does not really mean anything. might slightly hit your rating. the important thing here is a default notice , these are issued by the original creditor (OC) under the consumer credit act, it gives you 14 days to settle whatever they are asking, if you don't then they have the option to register a defaulted date on your credit file. that can make getting other credit more difficult. and hits your rating. once that happens, not matter what you do after that, paying it or not or not paid off or not, the whole account vanishes from your credit file on the DN's 6th b'day. though that might not necessarily mean the debt is not still owed - thats down to the SB date above. an OC very rarely does court and only the OWNER of a debt can instigate any court action (Attempted a CCJ) DCA's debt collection agencies - DCA's are NOT BAILIFFS they have ZERO legal powers on ANY debt - no matter what it's TYPE. an OC make pass a debt to a dca as their client to try and spoof people into paying through legal ignorance of the above statement. an OC may SELL on an old debt to a DCA/debt buyer (approx 10p=£1) and then claim their losses through tax write off and their business insurance, wiping their hands of the debt. the DCA then becomes the debt OWNER. since the late 70's dca's pull all kinds of 'stunts' through threat-o-grams to spoof a debtor into paying them the full value of the debt, when they bought if for a discounted sum (typically 10p=£1). you never pay a dca a penny! if read carefully, NONE of their letters nor those of any other 'trading names' they spoof themselves under making it seem it's going up some kind of legitimate legal 'chain' say WILL anything....just carefully worded letters with all kinds of threats of what could/might/poss happen with other such words as instruct forward pass... well my dog does not sit when instructed too...so... DCA's SOMETIMES will issue a court claim, but in all honesty its simply a speculative claim hoping mugs wet themselves and cough up...oh im going to court... BIG DEAL DCA - show me the enforceable paperwork signed by me...9/10 they dont have it and if your defence is conducted properly, most run away from you . however before they do all that they now have to send a letter of claim, cause the courts got fed up with them issuing +750'000PA speculative claims and jamming up the legal system. so bottom line is two conclusions.... if you cant pay a debt, get a DN issued ASAP (stop paying it!) make sure it gets registered on your file then it stops hurting your file/future credit in 6yrs regardless to what happens (bar of course a later DCA CCJ - fat chance mind!)  once you've a registered DN , then look into restarting payments if the debt is still owed by the OC, if SOLD to a DCA, don't pay - see if they issue a letter of claim (then comeback here!).        
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all thanks in advance

 

The land lord is always asking for rent in advance,

 

Payment date is the 12th of each month ,

 

I have been paying as and when before the due date,

but lately the ll is hassling me

example

this month I paid £375 two weeks ago,

get a call last night can you pay some more,

 

the problem is I fear they will end the tenancy if I do not,

 

£400 due on Monday,

 

It seems it is the LL wife's spending money,

 

where do I stand?

 

Leakie

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I am up to date,

 

I have paid another £300 today, just to keep her happy,

 

So I am £675 in credit with her and will pay the last £100 on the due date.

 

I just feel I have to pay her in advanced or she will ask us to move,

in the past I have paid the full amount 2 weeks before it is due.

just to help her out.but it is getting a bit much now!

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She already know that,

I receive HB so she knows I have money once every 2 weeks.

 

Think I will have to take the plunge and just tell to wait , and keeps my fingers cross there will be no come back.

 

No sure if there is any way I can protect myself.

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Report her to your LA if they're paying you HB, any chance you can get them to pay her direct, so it cuts you out of the loop, there isn't a chance in hell she'll demand the LA pay her early!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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HB is paid 2 weeks in arrears to claimant (4 weeks if paid direct to LL) after initial date of claim, so T will always have some rent owing if they rely on HB payment alone.

OP please state -

when rent is due

when HB is paid

have you have funds avail to cover the HB 2 wk gap?

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I have never been behind on the rent or I would have been out,

 

I had to make up the rent whilst the HB was processed.(Borrowed from my parents)

 

As soon as the LL knew I had HB she wanted to up the rent to £900.00

 

So I told them I would have to leave, they then agreed to keep it at £775.00

 

As LL knows I am paid every 2 weeks she wants it up front and I have to pay the difference on the rent due day.

 

as you can appreciate there would be 26 payments so I always have to make up the shortfall,

and twice a year it catches up as the HB payment arrives just before the rent is due,

 

My next HB payment will be on Wednesday 14th June.

Rent due day 11th of the month.

 

Had a call last night asking for money before the weekend at 9pm.

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IMO this is illegal, report the LL to the council.

 

It's unfortunate that you have fallen at the first hurdle and paid her money when it wasn't due.

 

Regain control, and tell her that your rent isn't due until dd/mm/yyyy and she won't be paid until then.

 

If she bleats, then demand she refers to the tenancy agreement which states what date/day the rent falls on, also she has to change the tenancy agreement to reflect the change in rent payments, if she wishes that she can demand rent on any day she is short of cash.

 

REPORT this clown to the LA....you are being royally mugged off!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thank you BB

just do not want it to get nasty ,

 

Been through hard times lately wife left 3.1/2 years ago and I have the 3 children so finanical part not good,

and would struggle getting a new property to rent

so do not want to lose this one until back on my feet.

 

Thanks for the advise

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see#2

 

 

If AST states rent is payable pcm there are 12 payments pa, 4 -weekly = 13, weekly = 52.

 

 

There is no legal provision for fortnightly payments, other than weekly (same day each week).

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  • 1 month later...

Hi all I have been given notice to my my private rented house,

I have been to see the housing officer to day and he thinks he may have noticed a mistake by the LL in the notice.

 

Date of notiforcation July 20th date to leave 19th September

can some one clarify if this the correct ammount of notice please

there are other issues as I have no Energy performance certificate

 

 

 

Leakie

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Yes section 21 was issued

It was just something the council Housing officer brought up,

(guess he was looking for a reason to say it was not compliant with the S21 so it would be invalid )

that it may not comply as it is a day short.

He also asked for energy performance certificate which is also needed to comply

this is something I have not seen. The gas saftey certificate is being done today,

 

leakie

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Hi

 

1. What date did you start your tenancy agreement and how long was it for?

2. When the original tenancy ended did you sign a new agreement or did the original agreement roll over (periodic)?

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Hi all need some more advise so I do not get fleeced by my current Landlord,

I have since found another property, My rent due date is the 11th of each month.

I can if all goes well move in on the 1st of September, so this will be, 10 days short of the calender month,

which I assume I will take a hit on.

1-If I waited until the 19th would I be expected to pay for the full rent (11th Sept to 10 Oct ) giving them 3 weeks rent for nothing?

I have been told that any notice should be given on the rent due day (section 21)

 

2- Do I need to give an certain period of notice as the section 21 has been issued.

What I am tring to avoid is being charge 2 months rent,

 

Hope this makes sense

 

Leakie

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You should be able to give 1 month's notice that you will leave on 10th September.

 

If your landlord wants the house back, they may be prepared to agree an earlier date - get it in writing if they do.

 

Landlords are required to give 2 months' notice ending on a rent day so it does indeed sound like the Section 21 notice is incorrect.

 

However, check your contract to make sure that you have got the rent day right. Also, some contracts insist that tenant also has to give 2 months' notice even after the end of the fixed period. Even if such a term is unenforceable you may need to argue.

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  • 1 month later...

Hi all

I was given a section 21 that runs out tomorrow,

unfortunately due to my circumstances I have been unable to find affordable accommodations

I am unable to provide a guarantor, but have offered 6 months rent up front and deposit,

 

I am a single parent with 3 children,

just wanted to find out the do's and dont's

 

I know I do not need to leave as I have not found anywhere else.

until the LL goes to court.

 

The council have been very unhelpful.

 

just want to confirm my rights

I do not want to fall out with the landlord, but feel this will happen.

 

I have paid up until tomorrow and have stated that i will pay for the next 2 weeks,

and hopefully move by then.

 

or should I have paid the full months rent and tried to claim it back as if I had moved out it would have only been 8 days

do not agree with paying more than I owe.

 

any advise would be appreciated

 

 

Leakie

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3 threads merged for history

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Mariner51

 

Are you saying that the NTQ should go from the start of the monthly rental period

 

I pay on the 11th of each month so the NTQ should have been the same (2months from the 11th)

 

I sent them a letter stating that I have not found a place as yet, The one I thought I had secured they decided to sell.

 

I have paid rent up until today, and have stated that I will pay another 2 weeks as of tomorrow, and hopefully move out before.

 

Just does not seem right paying a full months rental for 9 days,

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