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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Part ex'd my car and dealer now wants huge payment for "fault"


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Thank you in advance for taking the time to read my problem and any advice you can offer.

 

Two weeks ago, I went to a car dealer to look at cars,

I found one I liked and went about negotiating with the dealer in regards to price and part ex my existing car which already had finance to be paid off and a new finance to be taken out.

 

He goes out to the part ex...

does an assessment of the body and mileage.

Doesn't start the car.

 

Comes in asks me if I have history.

Yes I do and I've only had the car for 6 months as it's a two seater and life has since changed and need 4 seats.

 

We do a deal re money and he give me an order form that he says in must sign to order the car with lots of t and c that he doesn't explain.

Apparently one is that my car is sound.

Takes sizeable deposit of £1800 which I paid on credit card.

 

One weekend later,

I go to pick up car - am due some money from existing finance and this will alter previous paperwork which will be sent to me on Monday

- guy goes to car and again logs mileage,

doesn't even pop the bonnet, inspects bodywork.

Comes in, completes paperwork and away I go in new car.

 

I get half an hour away and I receive a call saying that dealer needs me to make payment for problem with part ex car at around £2k

- what problem?

I'm now in a panic as absolutely don't know what he is talking about.

 

Something with the steering being a problem.

Still actually don't understand.

 

I explain that I don't understand and he says that I have stated the car is mechanically sound on paperwork and that I must pay.

It is sound to my knowledge says I.

 

He send me a video.

I explain I have never seen car do this fault

- I drove it 50 miles to garage and no problems.

(For reader - genuinely I have not seen this problem in six months of having the car!)

 

I tell him I'm shocked and driving on loudspeaker on m25 .

Could we speak Monday and I might ask to have it independently looked at.

He says he'll get a tech to put it on ramp and speak Monday.

 

Received a call today

- he is saying it has an undeclared issue.

Something about it being banged at some point

- which never happened on my watch.

 

To make this fault happen - he has put my old car in drive, and full licked the wheel standing still.

 

He has my money from the finance refund on part ex and also my deposit refund hasn't been processed.

 

I've asked for a tech report and a list of what he claims is wrong and was very clear that I would like to seek advice before discussing as I know nothing about cars.

 

Where do I stand?

Please help as I really haven't ever had anything like this. I don't know if they are taking advantage because I am clearly not informed about cars.

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tough on him

buyer beware reigns

 

I think hes trying to spoof you personally

 

don't think legally he has a leg to stand on.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Although combined with the fact he has over £2k of my money its problematic.

 

Note - some of its on my credit card and some of it the dealer has from payout of my past finance.

 

Clearly I also want my money back...

 

Are these seperate issues? Can I demand my money back ... or do I dispute the cc charge and sing for the rest?

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It may be worth your while to have one of those "first session free" deals if there is a local lawyer who offers this.

My first reaction about what you signed is that it is not valid by virtue of the fact that you have neither qualifications or experience to know faults on a car unless they are staring you in the face.

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put simply,

he is the professional and it is down to him to show "due diligence" when inspecting your car.

What he is trying to do is find some method of paying you less by making up a story to hang on to money he owes you.

 

I am not being rude but your grammar on your posting suggests to me that english is not your native tongue

and I would reckon that he is taking advantage of your possible ignorance on this matter to bully you nto accepting a worse deal than already agreed.

 

You should stop trying to be helpful to this man and put it in writing that you have a contract that you are sticking to

and that if he breaks it then you are entitled to sue him for damages.

 

 

Let the finance co know that there is a problem with your purchase as you may be having that agreement terminated and have to start again if the garage has misled the finance co.

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Ha! I'm English. No offence taken. Hahaha

I asked for details to be emailed to me - tech reports and whatever complete with cost breakdown so that I could take advice.

 

Not heard back! Spoke to a another dealer yesterday who said that due diligence and buyer beware Rule. Plus ... it doesn't matter what I sign - I'm not qualified to know and they are.

 

I will be calling them today to request my refund that was due on saturday. And if I'm not successful they will find themselves with a chargeback and a seven day notice demanding they credit my account with my finance balance.

 

Thanks for the help people!

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