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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Im guilty of earning money while claiming DWP.


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Thank you for taking the time to read my problem.

 

For the last two and a half years ive been selling virtual items on ebay whilst claiming DWP.

A week ago I was asked to attend an interview at my local Job Centre, of which I did and was told by the interviewer that I had been informed on for making money and not declaring it.

 

I told the interviewer I had indeed been doing that and he asked me to bring 3 months bank statements in next week.

 

I went home that same day and printed off 3 months bank statements and as I did so the realisation hit me that I was in a lot of trouble.

 

The over payment is around £8.200.00

 

My intensions are to be honest and cooperative from the start, so I will go back to the Job Centre in a few days and hand them the statements.

 

I wont lie to you I am very scared and wish I had never done this, but what I need to know is what should I expect once ive given him those statements?.

what will the process be?.

 

Is there anything I need to know or do to make this go better in my favour?.

 

The DWP im claiming is carers allowance for my partner.

 

I have never done anything like this before and its realy playing on my mind.

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Hi and welcome to CAG,

 

Ideally you need to do a ''better off calculation'' to see what, if anything, you MIGHT have been overpaid, and what you CAN earn before they take it into account.

 

Who gave you this figure of 8k?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Did you complete a proforma regarding outgoings etc as this will all need calculating, it's not just about what you sold but all the add-ons, like packaging and postage etc.

 

I think its a DX788 or something similar, they should have given you one at the interview.

 

Was the interview with compliance or under caution?

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Hello Bazooka Boo

 

I myself came to this amount.

I just added up the last two and a half years at £63.00

 

Hello tomtom256

 

The first interview was with compliance.

Thats where they put it to me that someone had informed on me for selling on Ebay.

 

The next interview is where they want me to bring in 3 Months Statements of which i will comply with, as i want to be honest and cooperative.

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First and foremost you are not guilty of anything at this moment in time, so that is worth considering.

 

As others have advised you are allowed to earn x amount of money before you need to declare, so the figure that you have worked out as not being declared would and I assume be less than the figure you have calculated for starters.

 

Is selling on E-Bay and making profit classed as earnings or would need to be declared in any event, they are items that are in theory your property and if you make profit on your property as opposed to deliberately working.

 

Other posters on here will be more up on this subject but my initial thinking is that you are fully entitled to make profit from your own personal possesions and whether this shows on your statement I would argue that point.

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Hello honeybee13

 

I didnt realy keep track of the amounts like i realy should of.

Some weeks i would make around £40.00 and others i would make around 130.00

 

The items i sold where virtual digital items and i sold them from £0.99 upto £24.99

because there was so many transactions per month i never kept track of the amounts.

 

I feel realy stupid i wont lie to you.

 

Hello spitfire1964

 

Thank you for your reply.

Ive decided tomorrow i will ring round a couple of solicitors that deal in benefit law and see what advice i can get from them.

 

I will keep this thread updated on this matter from start to finish as i hope it will be helpfull to anyone in a similar situation.

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If its all with compliance they will be no conviction etc from this, they will just want to put the benefit right and either cancel it back and create an overpayment and/or check that you have been receiving it correctly.

 

Can you not get a transaction list from paypal and/or ebay with what was sold etc and then how much it would have cost if anything to create these virtual items and crate a set of books from this?

 

What were the virtual items you have been selling?

 

Was it a business i.e. did or do you have a business account with ebay?

 

Have you paid any necessary taxes to HMRC?

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Hello tomtom256

 

Thanks for your reply.

The items i was selling are virtual items within sertain game worlds,i will try and explain.

The items are rewards for doing sertain things within the game world, you can then send these items to anyone who has the same game via ingame mailbox.

I discovered there was people on ebay making money from this so i decided to try it myself.

 

The ebay account is just a normal account.

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Hello marner51

 

This wasnt credit it was Ingame items like Armor/weapons and cosmetic items.

These items allow your character to become more powerful or just look kool ingame.

 

Regarding the total amount i made i have no idea.

 

what i would like to know is when i take those statements down on the 28/09/17 should i say anything to them? , for example they will see that £100 transfared to my bank say on monday and another £110 on wednesday, now i didnt make that money in 3 days by selling on Ebay it may of took about 3 weeks as i would save it up in my paypal then transfare it to my bank.

 

Or do i just take them in and say nothing?

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The problem is if you say nothing they may just take the whole period of CA back to the start of the claim leaving you with a large overpayment, you actually explain what you have been doing is a hobby etc and the OP may be significantly less as there may be periods were you did not have any income from the selling.

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Say nothing.

 

Thank you for your reply.

 

The problem is if you say nothing they may just take the whole period of CA back to the start of the claim leaving you with a large overpayment, you actually explain what you have been doing is a hobby etc and the OP may be significantly less as there may be periods were you did not have any income from the selling.

 

Thank you for your reply.

 

Ive decided if asked by the person im handing the statements too that the transfares he is seeing are from money that was saved over a long period in my paypal.Im going to assume at some point down the line they will want to see my paypal account to get an acurate read on this.

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Just to clarify, I didnt have any savings when i applied for carers allowance,

the savings im talking about are from what i would save up in my paypal from sales of my items.

 

i moved £100 that £100 may of taken a couple of weeks to save up,

but on my bank statements they will just see i transfared £100 and they could assume i made that £100 in that day.

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Just to clarify, I didnt have any savings when i applied for carers allowance,

the savings im talking about are from what i would save up in my paypal from sales of my items.

 

i moved £100 that £100 may of taken a couple of weeks to save up,

but on my bank statements they will just see i transfared £100 and they could assume i made that £100 in that day.

 

And that is all a DM can do if you do not explain how the money came about, which could be the difference between an OP and still being entitled.

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And that is all a DM can do if you do not explain how the money came about, which could be the difference between an OP and still being entitled.

 

@tomtom256

 

Can you please be a little clearer and explain what you mean thank you.

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A DM (decision maker) would assume that you made £100 that day, UNLESS you explain to them the circumstances, otherwise they will claim they OP (overpaid) you.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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you need to calculate not only what you made in every week that is applicable but also calculate your costs as well. Listing fees, paypal charges etc can all be knocked off the sales receipts to give you a lesser net income.

 

As the amounts will be sporadic try and avoid letting them make assumptions for overall amounts and stick to the week by week amounts. It complicates things but as you will have a weekly, monthly and annual threshold for earnings utilise them to yur advantage rather then let them take teh easyy option.

 

For example, if you make ( say) £1000 in a particular week and £2.00 a week for the rest of the year lumping them together will mean your benefits were possibly overpaid for all 52 weeks by a tenner wheras by separating the amounts you were only overpaid in 1 week.

Edited by honeybee13
Paras
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you need to calculate not only what you made in every week that is applicable but also calculate your costs as well. Listing fees, paypal charges etc can all be knocked off the sales receipts to give you a lesser net income.

 

As the amounts will be sporadic try and avoid letting them make assumptions for overall amounts and stick to the week by week amounts. It complicates things but as you will have a weekly, monthly and annual threshold for earnings utilise them to yur advantage rather then let them take teh easyy option.

 

For example, if you make ( say) £1000 in a particular week and £2.00 a week for the rest of the year lumping them together will mean your benefits were possibly overpaid for all 52 weeks by a tenner wheras by separating the amounts you were only overpaid in 1 week.

Yes i understand.

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