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    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
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IDRWW,- coyle white Devine trading under a different name chasing me


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Hi guys,

got an email a while ago from IDRWW, (wrong fca reference number on it)

after a search it reveals its coyle white Devine trading under a different name.

 

 

they say they have my email address, and say they will say will use it for correspondance.

 

I left uae with debts,

I won't go into the sob story but they're asking for circa £60k (way more than I would owe)

 

 

I've got no assets,

about to leave my job,

no longer at old address given to them in Mid East years ago and

 

 

I owe in uk £27k in loans and £5k on credit card.

I pay all of these normally and I'm fine, but on paper am skint.

 

Am I right in guessing that they have no idea where I'm living and can't get in touch with me and a credit check reveals it's not even worth persuing me in court?

 

Any help would be greatly appreciated, oh and I'm going out the country in 2 weeks so surely they can't do anything while I'm out the country?

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If they checked your UK credit record, it should show your UK address, unless you have moved and it is not up to date. Perhaps they wrote to the UK address and have not managed to contact you.

 

If you have no assets and plenty of debt, then perhaps get debt advice. If you left the UAE within the last 3 years, you can include this debt in bankruptcy if that were ever considered.

 

You can ignore an email, as they can't issue anything official e.g court claim to an email address.

 

Pretty sure your UK records including land registry will have been checked to see whether you are worth going after. CWD are only interested if they can make money pursuing a debt.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Thanks uncle Bulgaria,

yeah I've got loads of debt on paper here and no assets what so ever.

 

 

If they went after me they would be so far down the line. I left uae in 2013.

I have moved and address not up to date,

I'm also leaving my job in 2 weeks.

Going travelling then not sure whether I'll come back or not,

if I do I still won't be registered at any address in uk.

 

As far as I can see it will cost them to take me to court and only for them to get nothing.

I have multiple passports and am happy to go overseas and work again so they will get nothing.

 

 

Also I fail to see how they would have the original paperwork from the UAE.����������

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own thread created

please don't randomly post on other peoples threads..

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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go enjoy your life

 

 

all and bugger they can do to you or anyone.

simply want to fleece people that think a DCA has some magical powers

with a debt from several 1000's of miles away.

 

 

they don't

DCA's are NOT BAILIFFS.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It would be up to the UAE creditor whether they wanted to spend money on enforcing their debt.

CWD won't spend their money on anything beyond any initial fee they might receive to cover basic communications.

 

After you have left the UK, send them an email advising that you are no longer in the UK.

Make sure UK creditors know you have left the UK as well, to avoid default CCJ's obtained using your old UK address.

 

Remember, don't enter or transit through any Islamic country where this UEA debt might be registered at the border.

If you do so, you risk being detained for questioning about the debt.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I don't intend on ever going back to the Mid East or ever going through it in transit.

I feel I'm best to not respond or communicate with them at all.

 

If they file a ccj I will defend stating I'm overseas. I

will continue to pay my uk creditors always.

I always service realistic debts but the UAE ones are not warranted and are covered by insurance by UAE employers and banks.

 

The whole country there is in debt and the legal system is corrupt, it's who knows the higher person or sheikh.

 

For them to take me to court they would have to provide the original signed papers, and considering I never signed anything and a friend signed for me in a pub claiming to be me., I fail to see how this could ever come about.

 

It gives you an insight into the absolute joke of a country it is and how shoddy their banking practices are.

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Always best to avoid a CCJ in your absence. If you tried to set aside, you would need to offer up a proper defence and do so promptly. And the set aside might just lead to your debt being subject to a hearing. CWD seem to just give up, if they are given information that makes a debtor look very unattractive.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 9 months later...

any developments

see you were here recently looking around

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

thanks well done!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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