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    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
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'Final notice before court proceedings ' from CLI for my Finnish debt which is about 20 years old


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I also received a similar letter 'Final notice before court proceedings ' from CLI for my Finnish debt which is about 20 years old. I ignored their letters so far but this letter required a signature and my husband signed for it as he didn't know from who it was. So, they know now that we live at the address. Any suggestions on my actions?

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You should start your own new thread.

 

Signing for a Royal Mail letter just means that someone at an address signed for it. Does not mean the debtor signed or read the letter. And it is a good thing, as hopefully they will now send you more information and not just standard chasing letters. CLI just provide template letters for companies, so unlikely they would escalate any action themselves.

 

A 20 year old debt from Finland is unlikely to still be enforceable in a court, if you have not paid anything for say more than 6 years. Did they ever get a Finnish court judgement ? If so, then they should say so in letters and then you would have to get legal advice, as the judgement can be transfered to the UK.

We could do with some help from you.

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Thank you for your reply. I can see several treads started on CLI but all of them stopped on chasing letters stage. I would really like to know what other people's who already started the treads experiences with CLI.

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exactly

went nowhere

sadly people rush here to get help

but never bother to resolve and say thinks.

 

 

speaks volumes about CLI threat-o-grams

a DCA is NOT A BAILIFF.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi yoker, I'm in similar position to you and received chasing letters from CLI. Could you, please, tell me if there any further development on your story, did they stopped chasing you or did they take any actions?

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Thank you for your reply. I can see several treads started on CLI but all of them stopped on chasing letters stage. I would really like to know what other people's who already started the treads experiences with CLI.

 

CLI don't do anything futher. Last time i checked they don't have authorisation from FCA for handling debt collection monies.

 

They just seem to provide template letters and provide UK admin address. It would be the foreign creditor or their authorised UK agents that would take the matter further, if they could and it was worth it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Yoker will only know you have posted, if they have set their account to receive emailed notification and they see it in their spam folder. Unlikely you will get an update.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 3 months later...

20 year old debt in this country isnt enforceable.

 

 

Ignore them and if they write again ignore them some more.

If you do get a court claim then the defence of the debt being statute barred will kill the claim.

 

I also received a similar letter 'Final notice before court proceedings ' from CLI for my Finnish debt which is about 20 years old. I ignored their letters so far but this letter required a signature and my husband signed for it as he didn't know from who it was. So, they know now that we live at the address. Any suggestions on my actions?
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  • 3 weeks later...

own thread created

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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