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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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CLI dca chasing Kuwait debt


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Thank you for your advise its hard because everyone i call about help cant help or advise as its Kuwaiti debt. So want to know my right and if what they are doing is right. They added insterest and in kuwait you dont pay interest. Suppose just have to hope they dont come knocking and see if i get a court letter.

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Jo, you are going through an anxiety attack following the letter.

 

They have no rights to send anyone to your door to discuss debts. You can see they have no FCA authorisation for such activity. As with anyone coming to your frontdoor, you can totally ignore them. And don't fall for the postcard sent through the post, which says " we tried to visit you today and no one was at home, please phone xxxxxxxx". All the communications are just to ramp up the pressure to try to get you to crack.

 

You could report the matter directly to the FCA sending them a copy of the CLI letter. The FCA don't normally deal with individual complaints, but if CLI are conducting activities they should not be, then the FCA might be interested.

We could do with some help from you.

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Haha

i think i am its hard not knowing your rights more straight forward if uk.

But thank you for your advise it has helped a great deal and for me to get a better understanding

 

I have never had anything like this in my life.

 

Im angry as i had to flee kuwait as our family wasnt safe and i tried my hardest when home to sort it out.

 

Then all of a sudden debt seems to have doubled and the threats

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cause they know there are muppets out there that blindly pay

then they run down the pub with the money

 

as with all DCA's

none of the money anyone pays them goes back to the people the debt was originally with.

 

they wrote it off years ago. and could give a monkies

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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and CLI will have nothing to do with it.

Just to show you, this is their FCA status.

 

http://fca-consumer-credit-interim.force.com/CS_RegisterSearchPageNew?accId=627201

 

Lapsed interim registration. They just send template chasing letters out. If the foreign creditor wants to enforce the debt in the UK, they can apply to UK courts. UK Courts are quite helpful to foreign creditors, so yes it is possible they could try. But you would recieve a claim from the court, which you could defend and only if you lost could the debt be enforced. Even then, you could apply through the court to make affordable payments to the creditor.

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  • 8 months later...

I havent heard anything since last on re the kuwait debt then

 

got a letter today from ward hahaway law firm.

Saying i have to pay by 10am 18jul or they will consider legal proceedings against me.

 

Im so worried now does this mean that i have to pay now as law firm involved and the money they are asking is ridiculous

 

does anyone know what kind of lawer i can speak to or someone that can help if it goes to court

Edited by dx100uk
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Don't get yourself all stressed out Jo

- I too was in your situation, and believe me, I felt like I was Interpol's most wanted person, dead or alive, preferably dead!

 

There are really decent people here on CAG who really know their stuff, and helped me see things from a different angle.

 

Rest assured, you are not alone, and you may feel like the world is crushing around you, I assure you, far from it.

 

Do not be intimidated by the threats.

Read the letter again - " they will consider legal proceedings..." is all about the wording, just like saying, "I will absolutely, definitely think about it..." not as convincing as "I will do it."

 

Unlike the Middle East, debt here is not a criminal offence, and there is a plethora of debtor tools/options to assist.

You are not alone!

Edited by dx100uk
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Ignore them and read the letter PROPERLY

Doesnt say WILL anything

 

And gou dont need a sc@mming law firm either....

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just because they are registered...registered to FLEECE people

 

IGNORE!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi,

I received a letter from wardhadaway law firm ,

i know you said if i got any letters from a uk solicitor then come back for advice,

 

im wondering if this company is a solicitor that they have passed over to.

 

the letter states they have been consulted re the debt which has now gone up by £3000.

 

saying that unless i pay the full amount to them by 18th the client will have no alternative but to consider commencing legal proceedings against me.

 

then goes on about court cost will then be incurred and interest of 8% from when the debt become due.

 

Does this sound like another threatening letter or that it is heading towards the courts?

 

also has anyone ever had dealing with this company before.

 

how will i know if it goes to court and will i have chance to pledge my case etc.

 

]

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stop falling for their stupid letters

 

IGNORE THEM.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Debt collectors using a Solicitors name to fish for money !

 

If they were acting on behalf of the creditors, then you would not receive such a fishing letter.

 

You would receive a very different letter, if there was any intention of using the courts.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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