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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Though it would be Highview you would  pursue. DCBL are nonentities-on their best day,
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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CLI dca chasing Kuwait debt


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Thank you for your advise its hard because everyone i call about help cant help or advise as its Kuwaiti debt. So want to know my right and if what they are doing is right. They added insterest and in kuwait you dont pay interest. Suppose just have to hope they dont come knocking and see if i get a court letter.

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Jo, you are going through an anxiety attack following the letter.

 

They have no rights to send anyone to your door to discuss debts. You can see they have no FCA authorisation for such activity. As with anyone coming to your frontdoor, you can totally ignore them. And don't fall for the postcard sent through the post, which says " we tried to visit you today and no one was at home, please phone xxxxxxxx". All the communications are just to ramp up the pressure to try to get you to crack.

 

You could report the matter directly to the FCA sending them a copy of the CLI letter. The FCA don't normally deal with individual complaints, but if CLI are conducting activities they should not be, then the FCA might be interested.

We could do with some help from you.

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Haha

i think i am its hard not knowing your rights more straight forward if uk.

But thank you for your advise it has helped a great deal and for me to get a better understanding

 

I have never had anything like this in my life.

 

Im angry as i had to flee kuwait as our family wasnt safe and i tried my hardest when home to sort it out.

 

Then all of a sudden debt seems to have doubled and the threats

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cause they know there are muppets out there that blindly pay

then they run down the pub with the money

 

as with all DCA's

none of the money anyone pays them goes back to the people the debt was originally with.

 

they wrote it off years ago. and could give a monkies

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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and CLI will have nothing to do with it.

Just to show you, this is their FCA status.

 

http://fca-consumer-credit-interim.force.com/CS_RegisterSearchPageNew?accId=627201

 

Lapsed interim registration. They just send template chasing letters out. If the foreign creditor wants to enforce the debt in the UK, they can apply to UK courts. UK Courts are quite helpful to foreign creditors, so yes it is possible they could try. But you would recieve a claim from the court, which you could defend and only if you lost could the debt be enforced. Even then, you could apply through the court to make affordable payments to the creditor.

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  • 8 months later...

I havent heard anything since last on re the kuwait debt then

 

got a letter today from ward hahaway law firm.

Saying i have to pay by 10am 18jul or they will consider legal proceedings against me.

 

Im so worried now does this mean that i have to pay now as law firm involved and the money they are asking is ridiculous

 

does anyone know what kind of lawer i can speak to or someone that can help if it goes to court

Edited by dx100uk
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Don't get yourself all stressed out Jo

- I too was in your situation, and believe me, I felt like I was Interpol's most wanted person, dead or alive, preferably dead!

 

There are really decent people here on CAG who really know their stuff, and helped me see things from a different angle.

 

Rest assured, you are not alone, and you may feel like the world is crushing around you, I assure you, far from it.

 

Do not be intimidated by the threats.

Read the letter again - " they will consider legal proceedings..." is all about the wording, just like saying, "I will absolutely, definitely think about it..." not as convincing as "I will do it."

 

Unlike the Middle East, debt here is not a criminal offence, and there is a plethora of debtor tools/options to assist.

You are not alone!

Edited by dx100uk
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Ignore them and read the letter PROPERLY

Doesnt say WILL anything

 

And gou dont need a sc@mming law firm either....

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just because they are registered...registered to FLEECE people

 

IGNORE!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi,

I received a letter from wardhadaway law firm ,

i know you said if i got any letters from a uk solicitor then come back for advice,

 

im wondering if this company is a solicitor that they have passed over to.

 

the letter states they have been consulted re the debt which has now gone up by £3000.

 

saying that unless i pay the full amount to them by 18th the client will have no alternative but to consider commencing legal proceedings against me.

 

then goes on about court cost will then be incurred and interest of 8% from when the debt become due.

 

Does this sound like another threatening letter or that it is heading towards the courts?

 

also has anyone ever had dealing with this company before.

 

how will i know if it goes to court and will i have chance to pledge my case etc.

 

]

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stop falling for their stupid letters

 

IGNORE THEM.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Debt collectors using a Solicitors name to fish for money !

 

If they were acting on behalf of the creditors, then you would not receive such a fishing letter.

 

You would receive a very different letter, if there was any intention of using the courts.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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