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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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BT extra charges when out of contract


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I am hoping to get some advice. My BT bills have been higher this last couple of months, about £30 higher. When I checked my bill they had charges me for BT sport and BT HD as I only have freeview I phoned them and was told by a very arrogant man that the reason for the charges were as follows:

 

 

My son has sky in his room, the account is in his name and he pays the bill, apparently there had been an offer a couple of months ago offering BT Sport free to sky customers ( my son is not a BT customer) if they had a BT contract. Although I am with still with BT I have not renewed my contract as I am looking elsewhere. I did not know he had signed up and he was unaware that te contract was ending and that I would be charged.

 

 

BT said that as I was not in contract that gave them the right to charge me from when the contract ended in April.

 

 

They have not contacted me or asked my permission to start charging.

 

 

They offered to refund 1 months charge when I renewed my contract. I don't want to renew the contract and feel that they had no right to charge me.

 

 

I would appreciate any advice.

Thanks

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If Sky offered BT Sport to your son...surely Sky would charge your sons account?

We could do with some help from you.

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If Sky offered BT Sport to your son...surely Sky would charge your sons account?

 

That's what I would have thought. Apparently it was free to sky customers who lived in a house where there was a BT contract, But the contract for BT is in my name and was free until my contract ended in April. I can't believe that they can do this, I had no idea about any of this until I got the increased bills.

 

 

The best of it is that they claimed to have phoned me, when I asked when they quoted a day and time when the house would have been empty.

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Well you didnt request it or sign any contract to add it....as your contract has now ended I would tell them what to do with the £30

We could do with some help from you.

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Send a letter of complaint and raise a dispute...request the £30 is refunded to your account.

We could do with some help from you.

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Thanks, I intend to but they have told me that I am not entitled to a refund.

 

Ensure you have formally complained in writing and stated that you have agreed to no contract, and that what they agree to give freely to other people is not your concern.

 

First ensure that your son did NOT use your account password in agreeing to something which might complicate matters.

 

I believe it is BT, along with most companies policies not to amend anyones account without first confirming they are speaking with the account holder.

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That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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  • 2 years later...

This is a bit complicated, I will try and make it brief"!

I moved into this house in 2002, as a single parent. My ex husband came round to see the boys, I asked him if he would call at the phone box on his way home and see how I go about getting the phone connected.

 

 

The phone was connected instantly, I rang up to set a direct debit up to pay the bills. I have paid every month since September 2002.

 

 

Letters ect always come addressed to him. I always tell them that he does not live here and never has.

I have had different responses, some say they will change the name on the account to mine, some have said I need his permission to take his name off even though he has never lived here and I pay the bills

Some say I would need to set up a new service with them.

I no longer have any contact with ex husband.

 

 

I have the same conversation with them every time I ring them ARGGGG .

 

 

Fast forward to the past year or so, I have had constant problems with the broad band , cut outs and very low speed. I am not getting the service that I am paying for.

 

 

After many frustrating phone calls to BT, I kept a log of the Broadband speed and decided to complain using Resolver, as recommended by Martin Lewis. The case was escalated to The Ombudsman.

I thought I had a watertight case.

I have now been told by the Ombudsman that they cannot proceed with the case as BT say I have no authority as the service is not in my name.

 

 

I have contacted BT and told them that I am not happy as they have been quite happy for me to deal with the service(during renewal of contracts etc) They have been quite happy to take my bank details and take my money. I have told them that as they have been taking instructions and money from someone who is 'not authorised' them they should refund me and allow me to leave the contract with no financial penalty. I doubt they will agree-Help! Effectively, They are prepared to take my money even though I am not authorised but manage to evade an investigation by The Ombudsman by saying I am not authorised.

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Get rid, get shot of them ASAP.

 

BT are superb in miscommunication, and for a telecomms the are experts in ignoring you, even if they don't see you as a customer.

 

Try a more reputable outfit, Plusnet, which I know is an offshoot of BT but, at the very least they will talk to you.

 

BT are the absolute pits.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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