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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Faulty TV - Outside of Warranty ? - Consumer Rights Act


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I know a little bit about the Sale of Goods Act and have found out that it has since been replaced by the Consumer Rights Act.

 

We purchased a Smart TV from Currys PC World in December 2013 for £550.

 

Over the last few weeks it has started to develop a fault where towards one corner of the TV (top edge towards the right) there is a foggy dark patch. This is mostly visible when there is a white background.

 

My questions are therefore:

 

1. As the TV is now 3 years 8 months old is this too long to expect to be able to get it repaired/replaced via the Consumer Rights Act ? - How long would be 'reasonable' in terms of expecting a TV to last ?

 

2. The TV has been looked after, hasn't had any damage to it, knocks or drops or anything similar so I assume the fault has been caused by a faulty component.

 

It has been a few years since I have had to claim for anything like this and although I have previously been successful, I'm not sure whether I am expecting too much given the age of the TV.

 

Any comments and/or advice would really be appreciated.

 

Thanks in advance,

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I think that as you bought the tv in 2013 it would be under the old legislation rather than the new, I think that came into force in 2014.

 

As its over 6 months old you would have to prove the defect.

3 years 8 months life for a tv?

 

I would give a life of around 5 years for a tv ( my opinion) so even if you proved the fault and it would cost you to do it you would only get a partial refund of say 1 year, or around 20% of 550, so around 115 quid ( on a tv life of 5 years)

 

The report might cost you this, so you're not really gaining

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You wont be getting a new telly out of this, a repair is the most likely outcome or failing that a partial refund based upon the use you have already enjoyed over the last 3 and 3/4 years as outlined above.

 

Now, they are pretty poor at understanding these things at most levels so you will need a bit of perseverance to even get this

 

first port of call is your nearest shop and explain what you want (repair or 25% off a new telly say).

 

If they say no let them know that you are escalating the matter and will be back at some point so could you have this rejection of your request in writing so there is no confusion over who said what.

 

Hopefully you will be asked to hang around a bit while they make a phone call and they will then take the old telly and show you some new ones with the agreed discount for being a nice customer.

 

If not then you speak to head office and then write to head office in the same manner and invite them to consider this properly before expenses are racked up chasing this further.

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store itself cannot action an out of warranty claim.

dont bother going to the store without calling customer services and asking for the out of warranty team.

 

 

tell them the fault and be prepared to give them any kind of report saying what the issues are with the tv, if you havent got one already.

 

they'll create a case and offer you depreciated credit.

 

partner works for currys in the team know how section.

 

if you go into store, they'll only ask you for the report and send it to the claims dept via email.

 

thats all they can do in store.

 

even store manager cant get you anything until the OOW team has seen proof of the fault

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why should they be?

it only pays minimum wage and the company keep changing the goalposts with regard to sales targets, KPIs and bonus.

 

if they paid more and provided better training on the products for sales people and actual training on customer service and pc maintenance for the KH staff, the staff might actually give a monkeys.

 

it pays more to work in aldi or lidl and know zero about the products...

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or in a lot of cases, having met some of the partners co workers, they ARE very knowledgable, but simply dont care due to the low wage and expectations of them with targets and KPIs. ask any of them if they'd jump ship to John Lewis and the answer is yes.

i should imagine its the same with Argos, the only difference being that you cant see much of the products before buying.

i find it unfair to brand people as 'monkeys'. however being constantly berated every day all day for not getting the attachments on a sale, must drive you mental. but is it better to have a job and pay the bills or not?

 

either way, i hope the OP gets sorted

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