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Santander Bradford & Bingley Society reclaiming PPI?


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Apologies if this doesn't make sense, first timer here.

 

Two years ago,

I applied to my old mortgage lender Bradford & Bingley who are now under Santander, regarding PPI.

 

Gave all necessary details and had a letter to say I didn't qualify. I shrugged it off.

 

However, during a recent conversation with a friend, I explained I fell at the first hurdle.

He advised me to reapply and to request what grounds I was unsuccessful for claiming PPI.

 

Have I got a chance to reply, or is it a case of a final decision on their part with their initial reply from two years ago?

Thanks for having a look at this post

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did you sar them and get all the statements etc.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No, this is all new to me. I have a lot to learn! I have resent a courtesy letter with original details, with the intent not to get mugged off. Bet there's plenty like me who accept the decision and drop it..

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then get an sar running

a speculative letter will be fobbed off with a go away reply

 

 

you should also have used the FOS questionnaire too

http://www.financial-ombudsman.org.uk/ppi/index.html

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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