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Capital One CCA request


browny33
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Hi

 

I have recently sent a CCA request to Capital One for a credit card.

I have been paying until recently on a DMP via Payplan.

I have stopped making these payments and have recently received the documentation back from Cap One stating that the agreement that they have is enforceable.

I have scanned what they have sent, the copies are not great but the originals are legible.

 

I would appreciate any assistance in establishing whether it is enforceable and if so what are my options.

 

Thanks

CAP1 CCA Retiurn.pdf

Edited by dx100uk
PDF rotated and blank Pages removed - dx
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yep ill go with what they are stating too

 

 

so pop off into the debt collection section of the library

and first them off the hardship letter offering £xx for xx mts for 12mts hoping your situation improves

[the one that asks them to freeze all charges and interest]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No copy of the original application form? OR even a compliant reconstituted one? original T&c's illegible?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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