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Hi Guys,

I need some sound advise re the two attached docs from HSBC.

 

I sent the CCA request which they received and signed for on the 5/10/17.

Is there a time limit for which a creditor has to respond to a CCA request?,

 

as you can see they have ignored the instruction not to use the £1.00 fee for payment of any such debt as it is only for payment of the CCA request.

Do I respond to the litigation threat and if so what should I be saying.

 

Many thanks

HSBC.pdf

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what clowns!!

write to the litigation specialist stating the recent £1 PO was the Fee for you CCA request

to which they have failed to comply and is now out of time [14 working days]

 

please remove the payment made to the account as it is not to be used for that purpose, as contained in the CCA request letter

and send me the agreement etc as required by the act.

 

I wish to pointout that you have already failed the statutory 14 working day period

and that under the Act you cannot continue any collection or litigation until you reply.

 

if you are in any doubt over these matters

please consult the FCA CONC rulebook

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

We have a problem with one of the CCA req that have come back,

 

it is a 15/16-year-old credit card with Amex.

 

The T&C's dated 2002 stamped,

and an alleged signed application dated 2003

 

but wait for this,

in someone else name,

the signature is definitely not ours

 

however printed name and address are correct.

 

should I write disputing this or reissue a CCA request?

 

thanks for your help..

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nope you now ignore them.

and stop any payment

 

its a cut n paste jobbie

and they've failed badly.

 

nice try AIC.....

 

who do AIC state is their client?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

who are AIC's client listed on their letters?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

post 7

the CCA request should have gone to AIC

 

so who did you send it too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so who got the CCA?

you sent it direct to AMEX?

 

and who are NCO's listed client?

you said it had been sold to AIC

neither AIC nor NCO buy debts

only chase for their stated client...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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