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Westcott and Moorcroft


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Hello,

 

I to am in the process of cleaning up my credit history in order to buy a house at some point in the next few months and have learnt a few hard lessons.

 

Yes the, debt will disappear off your credit file, after 6 years. However, the M/O of such companies as Moorcroft is to wait until the last few months then hit you with a CCJ to ruin your credit history for another 6 years. Lovely people really !

 

As recommended above, in order to 'proof' yourself against this you need to send a CCA request as detailed on the forums multiple times. Let me put a number on this for you so far I have sent 3 CCA requests to DCA's

 

1. Couldn't produce the documents, debt written off and expunged from Credit file.

2.They sent my agreement, (actually it was more like something a 5 year could draw up on word) , debt written was written off

3. I have been hounding for 9 months, and have now admitted in writing the debt is unenforceable but refuse to tell the credit agencies.

 

It's a fair bet that Moorcroft don't have the paperwork they need in order to CCJ you, not that it would stop them anyway. Your job now is to write off and come back to this thread with any replies you receive. I'm happy to answer any questions you have too.

 

PS they will kick up a tantrum like a 2 year old sometimes

 

Jonathan

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Moorcroft don't buy debts only work for clients so cant themselves litigate.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Own thread created..please continue to post here to your own thread.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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