A 'network marketeer' has conned me out of £300, can I get my money back?

Cut a long story short, a friend introduced me to this so called "leader" and '"network marketeer"

who claimed she was making 20k a year, she tricked me into sending her £300 through online banking to her bank account.

I've realised its a CON, at first I though I would just let it go, but I want to get my money back

Report it to the police. You may need to file a report through Action Fraud if the local force decline to investigate.

If you have an address for this '"network marketeer", pay her a visit and ask for your money to be returned. Failing that, you may need to resort to the small claims court.

have you actually asked your bank to reverse it?

many banks are well wise toward these pyramid schemes

The only details I have are her phone number and picture, she claims to be a 'leader' for the UK coinspace team.

I was dumb enough to do an online bank transfer, this was last October.

She has set up a watsapp group, where she and others add people to the group,

then get them to sign up and buy a package in coinspace,

now they claim coinspace is not yet laucnhed because of delays and members of the top people in coinspace have left and taken their money out of their ewallet accounts. But many others can't withraw their money.

I only have her phone number and picture, don't know her address

He response and the response of her friends in the group is

- nobody forced you to sign up,

you should have done your research before.

She claims to have made over £40k in 12 months, she just said that to get me and others to sign up

Report it to the police. You may need to file a report through Action Fraud if the local force decline to investigate.

 

If you have an address for this '"network marketeer", pay her a visit and ask for your money to be returned. Failing that, you may need to resort to the small claims court.

She asked me to do an online bank transfer to her account,

so I thought the bank only reverse card payments

and could say you made the online payment on your free will.

I made the payment last Oct 2016 and gave up hope of getting my money back,

but after finding out she and her friends have [problem]med out thousands of others here and abroad,

I want to get my money back off her and help others to get their money back.

When I ring the back to ask for the payment reveresal

- will they say why its taken you since Oct 2016 to ring and tell us and what exactly do I tell them.

Payment was done through online banking,

have you actually asked your bank to reverse it?

many banks are well wise toward these pyramid schemes

This is a Bitcom scheme????

Whilst I sympathise with your position a search on google for coinspace gives 90% of links on the 1st page say s c a m..

A simple search would of given you this info.

On another point why is the word sc am censored?

Go to your bank and explain whats happened. They have procedures in place to deal with things like this and likely will report the receiving bank account to the police.

The only details I have are her phone number and picture, she claims to be a 'leader' for the UK coinspace team.

 

 

I was dumb enough to do an online bank transfer, this was last October.

 

 

She has set up a watsapp group, where she and others add people to the group,

then get them to sign up and buy a package in coinspace,

 

 

now they claim coinspace is not yet laucnhed because of delays and members of the top people in coinspace have left and taken their money out of their ewallet accounts. But many others can't withraw their money.

 

I only have her phone number and picture, don't know her address

 

He response and the response of her friends in the group is

- nobody forced you to sign up,

you should have done your research before.

She claims to have made over £40k in 12 months, she just said that to get me and others to sign up

 

 

 

 

She asked me to do an online bank transfer to her account,

so I thought the bank only reverse card payments

and could say you made the online payment on your free will.

 

 

I made the payment last Oct 2016 and gave up hope of getting my money back,

but after finding out she and her friends have [problem]med out thousands of others here and abroad,

I want to get my money back off her and help others to get their money back.

 

When I ring the back to ask for the payment reveresal

- will they say why its taken you since Oct 2016 to ring and tell us and what exactly do I tell them.

Payment was done through online banking,

lillywhites, you seem to be posting on missmermaid's thread?

HB

I've also lost nearly 400 by this very same lady, she approached me through watsapp asking if i wanted to make money, she said coinspace was the new bitcoin, she advised me to buy a package of nearly £400 asking me to do an online bank transfer to her account, which I did, now the main people in coinspace have left, she remains hoping to clear out other people like myself out of money, she is not a nice lady from what I have been told.

She has a watsapp group where she adds people that she has talked into signing, she then does a 3 way telephone call with that person to soften them up into making the online bank transfer to her account.

lillywhites, you seem to be posting on missmermaid's thread?

 

HB

you need to start your own thread LL

and i'll move your post here to it.

I will ring the bank today, how do I go about explaining what happened and will they ask for a crime reference number? I've not yet reported it to ActionFraud online. I thought I would report it to the bank first see what they say.

What is the bank say I made the payment on my own free will and they can't help and its also done by online banking?

How would you go about explaining to the bank to get them to do a reversal?

Go to your bank and explain whats happened. They have procedures in place to deal with things like this and likely will report the receiving bank account to the police.

By all means try the bank, but I expect they'll say:

a) bank transfer, and

b) that long ago,

that they can't assist.

The people doing this know the loopholes. They insist on bank transfer so you can't get a chargeback / reversal, and skirt the edges of the law such that it is very hard to prove fraud, so they rely on people having to seek civil redress as the police are unlikely to get involved.

Of course, with no real details for the person, and then nothing to enforce against even if you could get a judgment, civil action isn't really a viable option.

I've also lost nearly 400 by this very same lady,

How do you know it is the same lady?.

Surely it could just be someone using the same method, maybe someone else within the 'pyramid' that gets created ...... or, are you the person who introduced her to missmermaid?.

Surely, if you know it is the same lady, and weren't the person who introduced them ; you must actually know her ... in which case shouldn't you be passing her details to missmermaid?

BazzaS, your right!

Spoek to the bank today, they said I made the online bank transfer and because I spoke to the lady/know the lady they can't reverse the payment and that I should ask the lady to refund me. Explained she is refusing to refund me.

This lady has conned out thousands of people here and thousands abroad, she needs to be brough to account

By all means try the bank, but I expect they'll say:

a) bank transfer, and

b) that long ago,

 

that they can't assist.

The people doing this know the loopholes. They insist on bank transfer so you can't get a chargeback / reversal, and skirt the edges of the law such that it is very hard to prove fraud, so they rely on people having to seek civil redress as the police are unlikely to get involved.

Of course, with no real details for the person, and then nothing to enforce against even if you could get a judgment, civil action isn't really a viable option.

this is a matter for the police. the people are basically acting as unlicenced deposit takers so it will be dealt with by the City of London Police eventually.

Tye reality is that they may well just intend to trouser the money rather thn invest it but the above is easier to prove by the electronic paper trail you have.