Hi all,

Going to make this as short as possible ...

Nearly 6 years ago my son attended a nursery for one day a week he was at another nursery for the other days.

I was at college at the time, I trusted them with the care of my then 1 year old.

I dropped him off at nursery as usual short time afterwards I received a call to come & collect him (I was told over the phone he had hand foot & mouth)

I go straight to the nursery to find my son hysterically crying on a table on his own ... they said 'he has hand foot & mouth'

I then have words with the manager I take my son to the walk in centre straight after leaving ... he didn't have hand foot & mouth,

He was treated for thrush as a precaution he was gasping for fluid.

.. i ask for a print out off the walk in centre ..

. I take this to the nursery had a blazing argument with the manager �� Over his care & state I'm taking my son out of the nursery for the lack of care!

I posted through their letter box a letter stating the same don't dare ask me for the '4 week notice' I'm going to ofsted also.

At that point I wasn't the only parent with issues of the lack of care & taking children out ..

. months later I recived a letter off a dca which I ignored I've had a few over the years to my original address which have been given to me.

Roll on this month (August) nearly 6 years later I was given two letters one demanding payment off BFL solutions & one stating they're going to that address & will obtain a ccj against my name!! I'm livid!

This nursery left phycological damage for many years to my son, he never settled at a nursery fully afterwards.

I don't have paper work any longer just a email what I sent to ofsted asking for the paper work off the report in 2014 Ish.

The nursery was called something else now a new name which the letter has this 'new name' to which my son never attended that one at all. Same owners although I have checked through invoices & they do have both names on.

This is now nearly unenforceable & statue barred,

I emailed the company which it kept bouncing back

I used the enquiry form on the website,

this letter is demanding £275 which was a lot less when he was at the nursery for the 4 week notice so of course they've bumped it up.

If they try for a ccj I will fight it in court no end, as my child health & well being was under threat at that nursery!

Any help with these BFL goons would be appreciated highly.

I'm Not shy to have them round at my house & tell them to jog on ...

Why should I pay for my child to be cruelly be abused in their care??

read the letter properly

it doesn't say WILL anything.

a DCA is NOT A BAILIFF

and has

NO SUCH LEGAL POWERS.

only the owners can take you to court.

dx

Thank you I know they are idle threats,

they sold mass invoices years & years ago to another company (can't remember the name but had a flag against their logo)

I spoke to the owner on receiving that one he said he would wipe it with them.. another lie!

It's been about 3/4 years since I last heard off anyone.

I've asked the dca to prove my son attended that said nursery & if anything it's statue barred it's about 5 months.

Till it factually is I think that's from speaking to another mum who's child was taken out also at the same time for the care issues.

I've received a email this morning (just checked) off BFL saying the're going to get the invoices ...

gave them back a sharpe email, to the point & direct.

Look forward to receiving said invoice directly off the nursery

also stating I will be counter claiming phycological damages to my son with factual evidence he has in his medical records

pers I wouldn't bother

just gives them a feeling of importance

as long as the owner of the debt knows your correct address

and doesn't file a backdoor CCJ

I'd leave things alone.

dx

Old address from 5/6 years ago although still in the area ... I've moved about 3 times & know the current tenants as well as neighbours they will pass on any letters

then id ignore everything bar a claimform

dx

Yep utter goons! Wondering how would I find out the 100% date I'm sure it's 5 months off being statue barred as my sons just under 7 1/2 he was only at the nursery for a few months anyway. Unsure if medical records will give anything exact when I pulled him

Out

Just found a old dca letter from countrywide 2014 stating the actual name of the nursery & the invoice was for £90 plus fees from

Countrywide totalling £220 I have a picture of them

As I sent them a friend... so countrywide have sold on to BFL under the new name of the nursery ... does that make it void anyway as that no longer exists? I can post all up blanking out my details ... ?

Doubt its been sold on

Whom do the DCA's state is their client

BFL solutions are using the new name for the nursery

Countrywide In 2014 used the old one 'bo Jangles Ltd' no such name on companies house for the area

so not been sold on

dx

Unsure where the grey area is ...

I know they sell on plus add more fees to the £80 original invoice.

I've contacted my GP surgery over the visit to the walk in centre notes I would have to request them in writing but it's there receptionist couldn't give me a exact date as he had a few dates going in (chest infections) worth getting his medical records now of it goes to ccj central?

I know for a fact BFL won't be able to produce a statement with the new nursery name for the amount they're demanding or a contract between me & either nursery.

no the letters say our client XXX

its not been sold on.

Yeah our client xxxx loads do say that I've had the lovely Lowell use the same terms I had that one wiped to a 0 balance nothing to to with this one although. BFL chase up nursery debts could be why I've never heard of them before ... neither nationwide.

then you ignore any dca that says in their letters our client

a dca is not a bailiffs and are totally powerless

Case of just keep a eye out for a ccj claim form?

I have emailed them stating facts.

I will ignore if they ever come back to me unless it's a made up invoice from the nursery in question

I bet they can't find anything for the £80 balance for the 4 weeks nor statement or contract

if they come up with anything of interest I'll update the thread haha

I'm sure someone else has a issue with them & Reading online forums.

Usually I wouldn't even entertain a DCA in the slightest but in this case I am in the right & always have been so would rather clear my name (although has never shown up on my credit report) & they have no powers to come to any address associated with me ( removal of implied access) plus I have cctv cameras at the front of my house with 3 dogs behind my door makes most run to the hills haha.

don't go sending or using silly removal of implied rights stuff

that's just freemen of the land twaddle

Haha I've sent it before.

Spoke to a family friend she thinks I've got a strong enough case if it went too fake court ...

she's worked in the medical field for over 30 years.

Keep my eyes out for a fake court letter

understand something,

a dca has no rights or interest in any matter,

they are paid to send out scary letters and add a small fortune

so anyone foolish enough to pay up subsidises all their other business and makes them a nice profit.

There will be no court action from dca becasue they have no right to make a claim.

However, if you havent given them or their client your current address they may try and sneak a claim thorugh the courts knowing it is fake but as you wont be able to respond (wrong address) they win and you have to fight to get the now real debt removed.

There are no fake courts just false claims in real courts.

You cant afford to ignore them

Let the DCA know, in no uncertain terms that the debt is denied in its entirety and that any documents should be served on your current address.

Dont waffle about the rights and wrongs of the demand or thier spurious scribblings,

just a straighforwad 2 sentences about the 2 points of denial and address.

Its a rubbish situation to be in,

I don't want them to know my current address although I'm findable on the electoral list.

Far as I'm in the loop if they try a backdoor ccj I can get it set aside while I defend?

Not like I 'owe' thousands was simply a 4 week notice period which has been bumped up to £272 odd.

I'm pretty sure it's over 6 years old but can't find the dates till I request that medical note from the gp,

I'm told otherwise it's 7 months or so from being 6 years by a friend.

I've request 'statements' anyway from this dca, wonder if they can produce a rabbit out of a hat without being magicians lol

if you get mail from the other address quickly then everythings ok.

you simply defend it.

don't think the SB sorts the issue either!

it only stops enforcement of any successful judgement

in E&W the 'debt' still exists.

Yeah both letters

one was dated 8th & other 16th August so a week or so later I get them.

Worth speaking to the owners?

Not that it helped anything last time

I was lied too speaking to the owner (first dca letter from countrywide)

one of my friends suggested if they continue the harrassement off dca's regards to the invoice take to 'social media' & the local pet bedding newspaper?

For that I'm the type of person to cause a storm in a tea cup for no reason ...

Rather just get on with my life as usual like it doesn't exist like the past 5/6 years.

How long should I wait for BFL to come back to me with statements?

Can I give them a time scale?

i'd simply write to the owners

informing them of your new address

else simply leave it

as you say even your old address that they've been writing too

you get mail alerts quick anyway.

dx

Leave it for them to 'prove' which they've said they'll contact me through email .... Go from there. I have a feeling they won't be able to come up with statements anyway.