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Link say I'm not paying BC debt , but I am!


rogers ginger
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I have a few debts left over from a marriage

all of which I pay a certain amount a month to.

 

 

About 3 months ago I started getting letters off LINK saying I'd stopped my agreement with them and why wasn't I paying them?

 

 

It took me a while and several ignored letters and emails to work out it was from a Barclaycard debt

(they must have bought it) and I had actually never stopped paying the agreed amount.

 

However I stopped my standing order and set up a new one

- Informing Link by email and letter that I was doing so

. With LINK as the company and not Barclaycard.

 

The link letters keep coming,

I have double checked and I definitely AM paying them the right amount,

all the codes and account numbers are right..

. yet the letters demanding money each one is worded differently, keep coming.

 

 

I've had one today saying if I don't phone them to explain why I'm ignoring them and NOT paying them in 7 days they are taking me to court.

 

They have completely ignored every email and letter I've sent to them.

 

The only thing I haven't done is phone them.

 

I don't want to phone them, as in my experience its always a very unpleasant experience.

 

What should I do?

 

I've never experienced anything like this before - that I'm paying yet they're harassing the hell out of me. While completely ignoring any letters of emails I've sent them.

 

Any advice? (the Debt is £486)

 

thank you!

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send them a link to specsavers, non human input no doubt, if they keep pestering you then I would make a formal complaint post haste, they have a time limit to respond = never know they might give you some monies for the harassment?? sure other will respond also

:mad2::-x:jaw::sad:
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go read the letter PROPERLY

it doesn't say WILL anything

 

why are you blindly paying a DCA anyway?

they ARE NOT BAILIFFS

and have

NO SUCH LEGAL POWERS

 

if its an old BC DEBT

then odds on they don't even have the agreement to even be able to demand payment

 

let alone take you to court

 

send them a CCA request

and cancel that flippin SO too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Simply reciprocate Links ignorance.

 

Have you reclaimed everything sharklays loaded onto the account??

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi RG and welcome to CAG

 

We could use some more info :-

 

1. When was the a/c opened.

 

2. In whose name.

 

3. When did it become delinquent (you stopped paying the required amounts per the T&C's).

 

4. Does it show on your CRA files.

 

5. When was the a/c defaulted, if ever.

 

6. If you suffered penalty charges on the a/c when you first defaulted, do you have statements to show what penalty charges they made (these are reclaimable).

 

:-)

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You're being cash cowed and theyve marked you as gullible

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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