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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
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Ripped off by Locksmith


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Well not actually ripped off, I have not paid them.

 

I hold my hand up to being a bit slack here.

A tenant complained of a broken lock on a patio door.

I googled and called a locksmith in Reading without doing my usual due diligence as I am busy refurbishing two flats.

 

Locksmith arrives, does the job, and phones me.

He wants £281, ask him for a v.a.t. invoice and he gets nasty, threatens to "break my door" or sit in.

I threaten police action and he calms down, will ask office to phone me.

 

That afternoon he phones me, office has reduced the cost to £181 including v.a.t.

Ask for an invoice. Invoice arrives next day for £254.00

 

Query this with head office, (a one man micro company), and next day they send a revised bill for £181.

 

I am now negotiating a further discount on the basis that, if I make a complaint to the Police about Reading locksmith's threats it could hurt their business.

I have told him I shall be contacting Trading Standards. FWIIW,

I found a similar complaint of this company over-charging on MSE.

 

I have been away from this board for some time and have forgotten the rules,

can I name and shame?

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So you asked someone to do a jb without asking how much will it be, and you get nasty about the bill.

 

Look at it from the locksmiths point.

Customer phones with a job

You do the job

You tell customer how much

Customer refuses to pay.

You would get angry too.

Your taking food out of his children's mouths.

 

How about you come work for me for a month and ill pay you for two weeks.

 

Pay the £181 and move on.

 

You can name and shame if you want to but remember.....

 

You had a choice, you employed the company's services.

 

Also you might feel what you wrote as a bargaining tool or leverage....

.. A lawyer may see it as blackmail if he took you to court for non payment.

 

Think carefully before you act please

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Yes, I know all that, but his remedy is to take me to court, not threaten to "break my door" or stage a sit in. Some trades are known for overcharging, that is why TDA, SOGA, DSR, CPUTR el al were all enacted.

 

 

I regret that I find your contribution unhelpful.

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You are both wrong (you & the locksmith).

You should have got an estimate / agreed a maximum price before he started work.

 

He shouldn't have threatened to break anything or sit in.

Going to court was not his only viable and lawful option.

He should have removed the new lock, which was still his property as you hadn't paid for it ......... and then decided if he wanted to go to court for his labour / call-out charge.

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Bazza, no doubt the original poster will Say your unhelpful as well.

People do not like it when its pointed out they are as much to blame.

Pay the bill or he may take you to court. From what I've read he is not charging you a lot compared to others

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You should have got an estimate / agreed a maximum price before he started work.

 

 

I agree, but I own several properties and am always prepared to pay a reasonable price. If people treat me fairly I reciprocate.

 

I would suggest, from the horrendous reviews on TrustPilot, that he does not treat people fairly. Have you ever watched "Rogue Traders"?

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Bazza, no doubt the original poster will Say
your
unhelpful as well.

 

The chances of committing such a gross grammatical error are indeed slim Mr Bush.

 

Pay the bill or he may take you to court

 

That is precisely what I am hoping for. I am no stranger to the SCC, with five wins from five appearances, I do not fancy his chances.
It is time rogue traders such as he were taught a lesson.

 

 

 

 

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The chances of committing such a gross grammatical error are indeed slim Mr Bush.

 

I'm oft minded of the adage that "if they have to resort to criticising grammar or syntax, they've run out of substantive argument"......

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I can assure you that there is much more where that came from Bazza, (substantive argument that is). I do not usually resort to grammar/spelling flames, but the Sergeant set himself for it. I rather think that he is trying to box above his weight.

 

He seems totally unaware of the nature of this company. Facebook, Trust Pilot and Money Saving Expert all contain damning reviews, and allegations of overcharging, surely they cannot all be wrong.

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Hi

 

What we really need clarification on is when the Locksmith called you back and informed you of the cost £281 was it mentioned as either a Quote or an Estimate as there are differences between them.

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I asked for a job to be done and it was done, The plumber phoned me two hours later and demanded payment of £231 plus v.a.t.. I asked him to send me an invoice and the threats started.

 

I then started investigating the company and found a series of appalling reviews on Trust Pilot , Yell, Facebook, and Money Saving Expert, no doubt there are more elsewhere.

 

Normal behaviour in such circumstances is to attempt to resolve the situation by negotiation, failing that go to ADR, and finally, if all else fails, go to court and let a judge decide. This case is somewhat different, threats were used and there appears to be serial over-charging and breaches of the Trade Descriptions Act by the company.

 

The MD of the company has failed to negotiate, (I have offered him£140.00 in full and final settlement, and his reply was to threaten me with court. I have no fear of County Court, I have won five cases out of five, and have some good stuff to show the judge.

 

Some of you are correct in telling me what I should have done, but I did not. Wrongly I gave the company the benefit of the doubt. Mine is an honest business, and I expect the same from those companies with whom I deal. If I am cheated I use my knowledge of consumer law to obtain satisfaction.

 

I own several rental properties and engage plumbers, electricians, etc., several times a year. I have never encountered this sort of thing before in 40 years of trading.

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Did you pluck your figure of £140 out of the air? You were prepared to pay £181 + VAT before so why not now? Is it a hurt feelings discount you're looking for?

 

The way this reads now - after removing what is essentially handbags (or manbags for the sake of equality) - is that you agreed a price with them after works were carried out, they eventually invoiced you for that price and you're now refusing to pay.

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I asked for a job to be done and it was done, The plumber phoned me two hours later and demanded payment of £231 plus v.a.t.. I asked him to send me an invoice and the threats started.

 

Hang on! It started off being a locksmith, and now it's a plumber?

 

I googled and called a locksmith in Reading

 

.......

 

Locksmith arrives, does the job, and phones me.

 

I own several rental properties and engage plumbers, electricians, etc., several times a year. I have never encountered this sort of thing before in 40 years of trading.

 

I've never encountered (in my 40+ years) a locksmith morphing into a plumber 2+ days later either....

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You were prepared to pay £181 + VAT before so why not now?

 

 

Where did I say that? In any case that figure included vat.

 

 

Bear in mind that locksmiths undergo training of between a few days and less than a year. It is hardly rocket science.

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I see that there are three issues here, admittedly connected, but need to be treated separately.

 

First potentially criminal behaviour , the OP claims that he/she was threatened by this locksmith. This an issue surrounding Criminal Law, as such is not a Civil issue. Report the alleged instance to the police and let them sort it out.

 

Secondly the issue of “I am now negotiating a further discount on the basis that, if I make a complaint to the Police about Reading locksmith's threats it could hurt their business.” My view is that this is unethical and potentially criminal behaviour on the part of the OP, and he/she should cease this course of action immediately. Irrespective of the alleged action of the locksmith, to try and extort money or services through the use of threats is in breach of Section 21 of the Theft Act 1968.

 

 

Finally the OP refusal to pay for worked carried out by this locksmith. As the OP, by his/her own admission did not have a quote prior to commencement of work I see that there he/she has little choice but to the pay the invoiced amount in full. If payment is not made a can see that the OP would be taken to court, which would likely increase the overall liability as costs would most likely be incurred.

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You are being naughty, I mentioned plumbers as an analogy.

 

Ohh, after I posted I wondered if autocorrect had changed a mis-spelling of "owner" to "plumber", but you have confirmed that wasn't the cause.

 

You've "used plumber as an analogy"?

 

Funny that, it looked like you were describing the events again, but slipped and made up "plumber" instead of saying "locksmith".

 

Why would you even need to use an analogy when you say you were describing actual events............. that doesn't make sense, and as Judge Judy says ............

 

Are you sure it is me being naughty?. People can make up their own mind.

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Thank you GSi416, (Rover?) I agree with para 2 it was unethical and I have decided to report the matter to the police and inform Trading Standards.

 

My position is, if chummy rejects my offer of £140.00 IFAFS I shall pay a lesser amount (s ay £125) into his bank account and he can sue me for the balance if it wants to. I am no stranger to the CC and my hobby is helping people battle the private parking cowboys. I very much doubt that HH will view his behaviour with approval.

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worse than that, if it is viewed as a B2B matter the court may well decide the OP's behaviour is enough to grant a full coats recovery order and will certainly take the contract at face value as agreed at the outset. If the locksmith is reading this thread then your record in court is about to change

If the OP was a little old lady with a problem I would be amongst the crowd baying for the blood of the locksmith but if you are in business then you cant afford to be "too busy" to miss the vital details that save you or cost you dear. The behaviour of the locksmith after the event is though, irrelevant.

I see it like this. You asked some one to do a Job, they do the job, you don't like the price. A court might take the view that you, by accepting the work to be done, you have agreed the final invoice irrespective if you knew what the amount would be.
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