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    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
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Thanks Andy.

 

I don't want to be facing extra costs if I can help it and the court papers say that I can defend later than the initial 14 days or even at the hearing but I may be charged court costs for the delay. I'm still deciding what to do for the best.

 

However, if I complete the defence form, how much information do I have to give regarding my defence and counterclaim? There's not much space on the form to put in my full defence and claim. Can I just put a few words (eg: Landlord in breach of ****) and then explain fully at the hearing?

 

One more thing, this should be thrown out on just the Section 8 being on the wrong form so could I just put this as my defence but if the judge disagrees at the hearing can I then put forward my counterclaim?

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Attach a separate sheet

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Thanks and what about this?:-

 

"One more thing, this should be thrown out on just the Section 8 being on the wrong form so could I just put this as my defence but if the judge disagrees at the hearing can I then put forward my counterclaim?"

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  • 3 weeks later...

All evidence and statements must be submitted/served at least 7 days pre hearing....you cant ambush another party in litigation

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Hi Andy, I'm sorry I don't understand.

The defence form notes say that the court will accept defence at any time before or even at the hearing and I have heard of tenants not submitting their defence before the hearing but just turning up at court on the day.

 

it seems acceptable to the courts to defend on the day but I was just wondering if I can defend verbally or do I still have to submit the defence form at the hearing for my defence to be considered?

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Okay if that what it states.....not normal procedure in money claims.

 

I would expect it would be better to draft a defence than try to remember it mentally on the day

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Its your choice.... for the sake of spending an hour or so drafting it out logically and presenting it professionally and also if you are relying on any evidence...(documents) you cant present them " orally "

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  • 1 year later...

In a nutshell, I have not managed to disclose all my documents by the date required (due to ill health) so the claimant is now threatening to apply to strike out my counterclaim.

 

Where does this leave me? Is it worth disclosing the remaining documents or not?

 

If the strike out is successful, will I be able to appeal or will I get a CCJ automatically?

 

This is is a fast track claim and I am representing myself.

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what the claim all about please...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Threads merged to existing thread..please do not start new threads on the same issue.

 

Regards

 

Andy

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How is the claimant threatening ? Have they made an application to strike out ?

 

What date should you have exchanged statements/ made disclosure ?

 

Andy

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Disclosure should have been made 24th December and I have disclosed a lump of docs but now their solicitor has emailed to say they will be seeking instruction to apply to strike out because I have not met the disclosure deadline.

Edited by dx100uk
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I assume you have retained proof you have disclosed by date....?

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have you got the documents referred to?

If so send them to court and the claimant (sols).

 

the application to strike out would apply to your counterclaim so there would still need to be a hearing regarding the origianl claim for rent arrears.

It is unlikely a judge would summarily strike out your counterclaim when you have served some of the paperwork.

 

It may be that they decide anything else becomes inadmissible so hopefully you have provided enough to show a cause, even if you havent handed over everything.

 

I also note that the sols say they are seeking an instruction to APPLY for a strike out.

That will not be forthcoming if the court decides it wants the full £255 fee if it appears to them that you ahve tried to comply with an order.

Your ex-LL wont want to chuck that money away at this stage.

 

Block their emails so they bounce back.

That way they ahve to use pen and paper and everything will either go to the court as well or it doesnt exist

Edited by dx100uk
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Which documents do you mean by "have you got the documents referred to?".......the ones that I have already sent or the ones I haven't yet sent?

 

If the Sols make an application, do I have chance to appeal on the grounds that I have sent a disclosure list but due to ill health I've been incapable of sending them all by the deadline?

 

If the Sols make the application and win, do they get the £225 fee back? If so, I guess they will risk it.

Edited by dx100uk
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I can instruct my doc to sit

if it does is a totally diff matter.

 

this is fast track, so what date is the hearing?

 

you need to bring us upto speed on what has happened since sept 2017 to yesterday

not just a random question.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ha ha yes I know, none of us have a crystal ball but I was just thinking along the lines of "what if"!

 

All that's happened since Sept 2017 is that LL got his possession order but the judge allowed me to defend and counterclaim the Section 8.

 

Now the fast track hearing is set for April.

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just type no need to hit reply with quotes we know what we have said...

 

 

so who dictated the docs must be exchanged so far ahead of the hearing, the judges orders and when?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Ok, so the claimant has applied to have my counterclaim struck out and the court has granted them a hearing for this.

 

I have received a “Notice of hearing of Application”. So because it doesn’t state “Summons” do I have to attend this hearing?

 

A previous application for strike out made by the Claimant also had a hearing which I attended but was not called into the court room for some reason so, even though I was there and booked in by the Usher, it was on record as non-attendance, even though the Claimants advocate was aware I attended. However, no black mark went against me for allegedly not turning up and the Strike Out was dismissed. This was before any trial date was set for the counterclaim.

 

I understand that not attending this next hearing could go against me but would the Court accept a written statement from me to defend the strike out application?

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