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Restons and Arrow - Suspicious letter


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Hi again,

I hope this is in the right forum but I need some advice on what to do with this letter that I received today from Restons.

 

The letter is dated Thursday July 27, 2017 and it arrived this morning (August 5th)

It concerns an overdraft and it says that the client is prepared to consider repayment of the balance by instalments.

 

It also states that Arrow has referred the account to Restons for legal action and says it means we are instructed to issue court proceedings against you.

 

They have sent along an income and expenditure form and have asked me to return it to them no later than Thursday August 3rd!

 

I don't really want to call these people up but it concerns me that they can send a letter and ask me to send something back to them before the date that I received the letter in the post.

It makes me think its some underhand tactic to issue court proceedings before I have a chance to respond.

 

In the absence of time travel, what are my best options to deal with this?

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restons are just solicitors for hire. Like personal injury lawyers, except these muppets work on debts, usually unenforceable ones.

 

Can you give us background on the debt please.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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A dca is not a. Bailiff

They have no such legal powers

Phishing letter

You never reply to a phishing letter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ha ha ha rectums, what a joke!

 

Ignore their puerile I&E form, they've absolutely zero legal rights to such confidential information.

 

Ignore them full stop, deal with the bank ONLY, and in WRITING.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Do not divulge any information to Restons..there is no requirement until/if a court claim is issued and they are acting for the claimant.

 

Andy

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