This is what I received back from cca the dca, I hope ive included what I should

img003[22].pdf

Is this the Lloyd's loan?

You say it was secured?

Hi

no this is unsecured paid through dmp since 2009 in my husbands name to idem

.The secured one we borrowed to pay it and clear it so as not to lose house when the ltd company went under.

The reason I asked about secured loan was it was all linked to being lent out of our ability to pay back.

I thought they had all been defaulted on once this had happened

I didn't think they could be defaulted on again?

Nope can't be defaulted twice

Just idems silly willy waving cause you've just found out they've been fleecing you since 2009

Never mind

At least you are removed from their cash cow milking parlour now

Dx

aww. The old " we knew all along this debt was totally unenforceable, but becaus eyouve blindly paid us for so long, we're gonna still harass you into paying because we think youre stupid and gullible enough". Pity they dont also say that you can report them for continued harassment if they keep contacting you wne the debts unenforceable.

You can tell them, no CCA, no pay, now get lost and stop contacting. if they refuse, then in goes a complaint.

My husband has had a response from Idem Servicing with a copy of the original agreement. Where do I go from here?

It is signed by him and also by a bank representative and dated 2006.

(I have scanned leaving off the account number and signature).

1.pdf

let it run for now

that looks like it has everything it should.

see what idem willy wave about.

no rush..

ok thank you

Hi idem called my husband and are calling back what does he say to them? they want to know how we intend to pay now we have stopped the dmp.

writing only put the phone down.

dx

Just ignore them. Tell the muppets " sorry, i only deal with things in writing", and hang up. if they call, record it and clearly say you are reporting them for harassment. Then get a letter of complaint off to them and inform the FSA

ok thank you