I'm posting on here to see if anyone has had any success with fighting CWD in UK court as far as UAE debt is concerned.

There seem to be a number of posts with varying information but no real news of successful or unsuccessful outcomes.

Thanks

Why are they threatening?

Most of it is willy waving

Letters don't say will anything if you dead them properly

My advice for what it is worth, is that it depends on the amount of debt and which UAE Bank owns the debt.

If you search the London Gazette, you will find cases from awhile back that have gone as far as bankruptcy.

I think this was before the new rules came in which i think now require a standard county court judgement to have gone unpaid with debts exceeding £5k before they could go for bankruptcy.

Most of the letters from CWD are just standard chasers.

But if they say they will issue a court claim, you need to write to them asking for copies of all paperwork from the UEA Bank in English e.g a copy of the finance agreement and terms/conditions in English, copy of any notice of default in English, copies of statements of account.

CWD are only likely to go after debts in court, if it makes them money.

So probably debts over £5k where you own assets such as a house.

If you own any UK property assets, you might want to be more careful and not ignore.

Thanks to both dx100 and unclebulgaria.

They are chasing me for a debt which is considerably more than 5k

given I have no assets, no savings and currently no job (put it down to business failure)

I was looking to see whether or not they would deem it worthwhile to chase me.

They can certainly make me bankrupt

right now I can't see that it would do them or their client any good other than claiming a victory in principle.

Might be worth just writing to CWD just advising of your circumstances, without admitting to the debt. CWD might just decide to stop writing to you.

If it has been 3 years or less since you left UEA, it might be worth enquiring about bankruptcy.

I think the limitation period for UAE is 20 years or much longer than the 6 years in England, so you might think whether you want to or can get shot of this debt.

A quick update on this.

I contacted CWD stating I had no assets or income which was the truth. We're now about 9 months on and I haven't heard anything back from them. Whilst I very much doubt they have forgotten about me, perhaps they realise there won't be any point in pursuing it!

there never was...just trying to sc@m you...

fleecers

A quick update on this.

 

I contacted CWD stating I had no assets or income which was the truth. We're now about 9 months on and I haven't heard anything back from them. Whilst I very much doubt they have forgotten about me, perhaps they realise there won't be any point in pursuing it!

Thanks for the update!